Hamilton County property record for 683 W 146th St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,710 sqft · built 1994 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,638 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-24-000-007.000-018 |
| Primary APN | 29-09-24-000-007.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 1,710 sqft |
| Basement Area | 1,710 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 238 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709240000007000 |
|---|---|
| Street Address | 683 W 146TH ST |
| City | CARMEL |
| State | IN |
| Zip | 46032-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .60, SECTION 24, TOWNSHIP 18, RANGE 3 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 24 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 110906 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 683 W 146TH ST, CARMEL, IN 46032-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 5, 2023 | Intrafamily Transfer, Transfer |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2015 |
| Deed Sale | Sep 17, 2015 |
| Prior Sale | Oct 5, 2023 |
| Deed Document Number | 2015048962 |
| Last Transfer Date | Jun 27, 2024 |
| Transfer Doc | 0000022799 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 683 W 146TH ST, CARMEL, IN 46032-1013 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 683 W 146TH ST, CARMEL, IN 46032-1013 |
| Document Number | 0000048131 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 2025048131 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 5, 2023 |
| Property Address | 683 W 146TH ST, CARMEL, IN 46032-1013 |
| Document Number | 0000038534 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023038534 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 683 W 146TH ST, CARMEL, IN 46032-1013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 683 W 146TH ST, CARMEL, IN 46032-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030977 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020030977 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30339 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $355,000 (+4.6%) Land $102,200 Building $252,800 | $355,000 (+4.6%) Land $102,200 Building $252,800 | |
| 2024 | $3,638.00 (+12.32%) | $339,400 (+8.12%) Land $102,200 Building $237,200 | $339,400 (+8.12%) Land $102,200 Building $237,200 |
| 2023 | $3,239.00 (+8.22%) | $313,900 (+17.74%) Land $76,700 Building $237,200 | $313,900 (+17.74%) Land $76,700 Building $237,200 |
| 2022 | $2,993.00 | $266,600 Land $76,700 Building $189,900 | $266,600 Land $76,700 Building $189,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jun 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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