Hamilton County property record for 824 W 146th St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1984 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,305 (2024) |
| Deeds & Mortgages | Apr 2017 Line of Credit Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-24-101-029.000-018 |
| Primary APN | 29-09-24-101-029.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 2,128 sqft |
| 1st Floor Area | 1,624 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 175 ft deep x 110 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 824 W 146TH ST |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .44, SECTION 24, TOWNSHIP 18, RANGE 3, HUNTERS CREEK VILLAGE, SECTION 1, LOT 29 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 24 |
| Legal Subdivision | HUNTERS CREEK VILLAGE SECTION 1 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 110906 |
Source: Hamilton County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 824 W 146TH ST, CARMEL, IN 46032-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Jul 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage TUCKER MORTGAGE LLC |
| Jun 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC |
| Sep 17, 2019 | Deed of Trust, Mortgage MILESTONE HM LNDG LLC |
| Mar 15, 2018 | Warranty Deed, Transfer · FHA Mortgage MILESTONE HOME LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2024 |
| Deed Sale | Jun 26, 2024 |
| Prior Sale | Jul 13, 2021 · Amount on Record |
| Deed Document Number | 202422635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 824 W 146TH ST, CARMEL, IN 46032-1018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017018124 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 2017018124 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 228 Months |
| Due | Apr 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 13, 2021 |
| Property Address | 824 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 0000050702 |
| Map Reference | MB 9 PG 89-90 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021050702 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | MTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 824 W 146TH ST, CARMEL, IN 46032-1018 |
| Investor | Possibly a Property Investor |
| Document Number | 0000050703 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021050703 |
| Name | TUCKER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 11, 2020 |
| Property Address | 824 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 2020035723 |
| Map Reference | MB 9 PG 89-90 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 2020035723 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 824 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 2020035724 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2020035724 |
| Name | CME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 824 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 0000046816 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 824 W 146TH ST CARMEL IN 460321018, CARMEL, IN 46032-1018 |
| Document Number | 0000046816 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 46816 |
| Name | MILESTONE HM LNDG LLC |
|---|---|
| Address | CARMEL, IN 46032 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Mar 15, 2018 |
| Property Address | 824 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 0000010555 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 10555 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2018 |
| Title Company | BEST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 824 W 146TH ST CARMEL IN 460321018, CARMEL, IN 46032-1018 |
| Document Number | 10556 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 10556 |
| Name | MILESTONE HOME LENDING LLC |
|---|---|
| Address | CARMEL, IN 46032 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2048 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $328,100 (+6.15%) Land $85,200 Building $242,900 | $328,100 (+6.15%) Land $85,200 Building $242,900 | |
| 2024 | $3,305.00 (+21.55%) | $309,100 (+13.47%) Land $85,200 Building $223,900 | $309,100 (+13.47%) Land $85,200 Building $223,900 |
| 2023 | $2,719.00 (-0.44%) | $272,400 (+10.15%) Land $73,500 Building $198,900 | $272,400 (+10.15%) Land $73,500 Building $198,900 |
| 2022 | $2,731.00 | $247,300 Land $73,500 Building $173,800 | $247,300 Land $73,500 Building $173,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jun 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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