Hamilton County property record for 864 W 146th St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 1986 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $314,000 (Jan 2024) |
| Tax Bill | $3,025 (2024) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-24-101-025.000-018 |
| Primary APN | 29-09-24-101-025.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709240101025000 |
|---|---|
| Street Address | 864 W 146TH ST |
| City | CARMEL |
| State | IN |
| Zip | 46032-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .40, SECTION 24, TOWNSHIP 18, RANGE 3, HUNTER'S CREEK VILLAGE, SECTION 1, LOT 25 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 24 |
| Legal Subdivision | HUNTERS CREEK VILLAGE SECTION I |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 110909 |
864 W 146th St is owned by an individual who bought it in January 2024.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10914 WESTON DR, CARMEL, IN 46032-8674 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage INDIANA MEMBERS CU |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jan 23, 2018 | Deed of Trust, Mortgage ROYAL UNITED MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2024 · Amount on File |
| Deed Sale | Jan 17, 2024 · Amount on File |
| Prior Sale | Jun 24, 2010 · Amount on File |
| Deed Document Number | 2024001674 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jan 17, 2024 |
| Property Address | 864 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 0000001674 |
| Map Reference | MB 9 PG 89&90 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2024001674 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10914 WESTON DR, CARMEL, IN 46032-8674 |
| Document Number | 0000001675 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 2024001675 |
| Name | INDIANA MEMBERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 864 W 146TH ST, CARMEL, IN 46032-1018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000096952 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020096952 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 864 W 146TH ST, CARMEL, IN 46032-1018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000066211 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 2019066211 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 864 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 0000005315 |
| Instrument Date | Jan 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 864 W 146TH ST CARMEL IN 460321018, CARMEL, IN 46032-1018 |
| Document Number | 0000005315 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 5315 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 7, 2038 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309,700 (+8.02%) Land $85,000 Building $224,700 | $309,700 (+8.02%) Land $85,000 Building $224,700 | |
| 2024 | $3,025.00 (+20.66%) | $286,700 (+12.3%) Land $85,000 Building $201,700 | $286,700 (+12.3%) Land $85,000 Building $201,700 |
| 2023 | $2,507.00 (-0.67%) | $255,300 (+9.95%) Land $73,300 Building $182,000 | $255,300 (+9.95%) Land $73,300 Building $182,000 |
| 2022 | $2,524.00 | $232,200 Land $73,300 Building $158,900 | $232,200 Land $73,300 Building $158,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 864 W 146th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 864 W 146th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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