826 Summer Bay Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 826 Summer Bay Dr, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,768 sqft · built 1998
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Nov 2020)
Tax Bill	$4,870 (2025)
Deeds & Mortgages	May 2022 Transfer Nov 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`162692-0010`

Property Details

APN / Parcel Number

Primary APN	`162692-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,768 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	2,043 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	253 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	826 SUMMER BAY DR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	30/78-80 MARSH CREEK UNIT 11 LOT 1 OR5104/1262 & 5408/1144(L/E) &5558/1371(L/E)
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	MARSH CREEK UNIT 11
Legal Block	4
Legal Lot Number	1
Legal Unit	11
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4007
Census Tract	21408

Owner

826 Summer Bay Dr is owned and occupied by two individuals who acquired it in May 2022.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	826 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Correction Deed
Nov 1, 2021	Intrafamily Transfer, Transfer
Nov 20, 2020	Warranty Deed, Transfer PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Oct 4, 2002 · Amount on File
Deed Document Number	2020105733
Deed Book / Page	5104 / 1262
Last Transfer Date	May 9, 2022
Transfer Doc	0055581371
Record Updated	Oct 29, 2026

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 13, 2022
Property Address	826 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118
Document Number	0055581371
Book / Page	5558 / 1371
Map Reference	MB 30 PG 78-80
Instrument Date	May 9, 2022
Instrument	2022049305
Record Updated	May 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 SUMMER BAY DR, ST AUGUSTINE, FL 32080-6118

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Nov 1, 2021
Property Address	826 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118
Document Number	0054081144
Book / Page	5408 / 1144
Map Reference	MB 30 PG 78-80
Instrument Date	Oct 18, 2021
Instrument	2021118647
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 SUMMER BAY DR, ST AUGUSTINE, FL 32080-6118

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 20, 2020
Property Address	826 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118
Document Number	0051041262
Book / Page	005104 / 001262
Instrument Date	Nov 20, 2020
Instrument	105733
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE

Transaction

Amount	Amount on Record
Tax	$3,430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	826 SUMMER BAY DR ST AUGUSTINE FL 320806118, ST AUGUSTINE, FL 32080-6118

Tax Assessment & Valuation

The 2025 property tax bill for 826 Summer Bay Dr was $4,870 with exemptions applied, up 12.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,438 (+2.7%)	$630,076 (-3.28%) Land $185,000 Building $445,076
2025	$4,870.00 (+12.32%) Homeowner's exemption Widower's exemption	$379,200	$651,451 Land $185,000 Building $466,451
2024	$4,336.00 (+2.02%)
2023	$4,250.00 (+1.46%) Homeowner's exemption Widower's exemption	$357,780 (+3%)	$649,631 (+6.12%) Land $215,000 Building $434,631
2022	$4,189.00 Homeowner's exemption Widower's exemption	$347,359	$612,179 Land $212,800 Building $399,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 826 Summer Bay Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 334 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	662 units insured incl. 328 condo units
Nearby Flood Claims	9 (2016–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 Summer Bay Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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