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846 Ruff Dr, Monroe, MI 48162 Property Records

Monroe County property record for 846 Ruff Dr, Monroe, MI 48162 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,898 sqft · built 1967
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$259,900 (Jul 2021)
Tax Bill$1,433 (2025)
Deeds & MortgagesJul 2021 Transfer
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-980-096-00

Property Details

APN / Parcel Number

Primary APN07-980-096-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Building Area1,898 sqft Living Area
1st Floor Area1,898 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions250 ft deep x 81 ft wide
Garage Area675 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address846 RUFF DR
CityMONROE
StateMI
Zip48162-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionF-96A SEC 25 T6S R8E WOODRUFF HEIGHTS NO 4 LOT 96 EXC THEREFROM THE S 4 FT OF EQUAL WIDTH THROUGHOUT
Legal Range08E
Legal Township06S
Legal Section25
Legal SubdivisionWOODRUFF HEIGHTS 4
Legal Lot Number96
JurisdictionMONROE MI
Township / Civil DivisionFRENCHTOWN
Census Block Group3
Census Block3002
Census Tract831400

Owner

Source: Monroe County records · APN 07-980-096-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address846 RUFF DR, MONROE, MI 48162-3527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Intrafamily Transfer, Transfer
LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE
Jul 14, 2021Warranty Deed, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2021 · Amount on Record
Deed SaleJul 14, 2021 · Amount on Record
Deed Document Number202118475
Prior Transfer DateJul 09, 2021
Prior Transfer Doc0000018477
Record UpdatedSep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE MI
Recording DateJul 14, 2021
Property Address846 RUFF DR, MONROE, MI 48162-3527
Document Number2021R18477
Map ReferenceLB 11 PG 16
Instrument DateJul 09, 2021
Instrument2021R18477
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyLAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address846 RUFF DR, MONROE, MI 48162-3527

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateJul 14, 2021
Property Address846 RUFF DR, MONROE, MI 48162-3527
Document Number2021R18475
Map ReferenceLB 11 PG 16
Instrument DateJul 09, 2021
Instrument2021R18475
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyLAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address846 RUFF DR, 846, MONROE, MI 48162-3527

Transferred To (Grantee/Buyer)

NameVerified Name
Address846 RUFF DR, MONROE, MI 48162-3527

Mortgage

Document Number2021R18476
DateJul 14, 2021
Instrument2021R18476
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionFrenchtown Township
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$147,800 (+26.54%)$295,600 (+26.54%)
2025$1,433.00 (-60.38%) Homeowner's exemption
2023$3,617.00 Homeowner's exemption$116,800$233,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158314003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2000)
Most Recent ClaimOct 2000, rainfall accumulation

Wildfire

Wildfire RiskLow
above 5% of the US · above 12% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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