861 Ruff Dr, Monroe, MI 48162 Property Records

Monroe County property record for 861 Ruff Dr, Monroe, MI 48162 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,974 sqft · built 1961
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$223,000 (Sep 2016)
Tax Bill	$1,471 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-980-088-00`

Property Details

APN / Parcel Number

Primary APN	`07-980-088-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,974 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	250 ft deep x 85 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	861 RUFF DR
City	MONROE
State	MI
Zip	48162-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F-88 SEC 25 T6S R8E NE 1/4 WOODRUFF HEIGHTS NO 4 LOT 88
Legal Range	08E
Legal Township	06S
Legal Section	25
Legal Subdivision	WOODRUFF HEIGHTS 4
Legal Lot Number	88
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	3
Census Block	3002
Census Tract	831400

Owner

Source: Monroe County records · APN 07-980-088-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	861 RUFF DR, MONROE, MI 48162-3526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2016 · Amount on Record
Deed Sale	Sep 23, 2016 · Amount on Record
Prior Sale	Jun 29, 2010 · Amount on Record
Deed Document Number	201619268
Prior Transfer Date	Aug 05, 1999
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	861 RUFF DR, MONROE, MI 48162-3526
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 RUFF DR, MONROE, MI 48162-3526

Mortgage

Document Number	0000018340
Date	Jul 14, 2021
Instrument	2021R18340

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,700 (+41.53%)	$339,400 (+41.53%)
2025	$1,471.00 (-60.92%) Homeowner's exemption
2023	$3,764.00 Homeowner's exemption	$119,900	$239,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 12% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.