818 Ruff Dr, Monroe, MI 48162 Property Records

Monroe County property record for 818 Ruff Dr, Monroe, MI 48162 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,082 sqft · built 1965
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (May 2021)
Tax Bill	$1,615 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-980-098-00`

Property Details

APN / Parcel Number

Primary APN	`07-980-098-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,082 sqft Living Area
1st Floor Area	2,082 sqft
Basement Area	1,323 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	250 ft deep x 85 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	818 RUFF DR
City	MONROE
State	MI
Zip	48162-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F-98 SEC 25 T6S R8E WOODRUFF HEIGHTS NO 4 LOT 98
Legal Range	08E
Legal Township	06S
Legal Section	25
Legal Subdivision	WOODRUFF HEIGHTS 4
Legal Lot Number	98
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	3
Census Block	3002
Census Tract	831400

Owner

Source: Monroe County records · APN 07-980-098-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	818 RUFF DR, MONROE, MI 48162-3527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 12, 2017	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	202112714
Prior Transfer Date	Apr 09, 2019
Prior Transfer Doc	0000005495
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 10, 2021
Property Address	818 RUFF DR, MONROE, MI 48162-3527
Document Number	2021R12714
Map Reference	LB 11 PG 16
Instrument Date	May 05, 2021
Instrument	2021R12714
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,302.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	818 RUFF DR, 818, MONROE, MI 48162-3527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7938 CASE DR, LAMBERTVILLE, MI 48144-9658

Mortgage

Document Number	2021R12715
Date	May 10, 2021
Instrument	2021R12715

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Apr 11, 2019
Property Address	818 RUFF DR, MONROE, MI 48162-3527
Document Number	0000005495
Instrument Date	Apr 09, 2019
Instrument	5495
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 RUFF DR MONROE MI 481623527, MONROE, MI 48162-3527

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 12, 2017
Property Address	818 RUFF DR, MONROE, MI 48162-3527
Document Number	2017R10483
Map Reference	LB 11 PG 16
Instrument Date	May 04, 2017
Instrument	2017R10483
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	941 CARVERS LN, 941, SEVIERVILLE, TN 37876-9008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1971 PETERSBURG RD, DUNDEE, MI 48131-9669

Mortgage

Document Number	0000010484
Date	May 12, 2017
Instrument	2017R10484

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,300 (+37.01%)	$360,600 (+37.01%)
2025	$1,615.00 (-60.82%) Homeowner's exemption
2023	$4,122.00 Homeowner's exemption	$131,600	$263,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 12% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

818 Ruff Dr, Monroe, MI 48162 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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