Monroe County property record for 860 Ruff Dr, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,334 sqft · built 1961 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (May 2025) |
| Tax Bill | $3,683 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-980-095-00 |
| Primary APN | 07-980-095-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 1,334 sqft Living Area |
| 1st Floor Area | 1,334 sqft |
| Basement Area | 1,334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 250 ft deep x 85 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 860 RUFF DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | SEC 25 T6S R8E WOODRUFF HEIGHTS NO 4 LOT 95 |
| Legal Range | 08E |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | WOODRUFF HEIGHTS 4 |
| Legal Lot Number | 95 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 831400 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 860 RUFF DR, MONROE, MI 48162-3527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2025 · Amount on Record |
| Deed Sale | May 20, 2025 · Amount on Record |
| Deed Document Number | 20258197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 860 RUFF DR, MONROE, MI 48162-3527 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 168 DORIS LN, ROGERS CITY, MI 49779-2027 |
| Document Number | 2021R25646 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021R25646 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,300 (+61.98%) Land $168,300 | $336,600 (+61.98%) Land $336,600 | |
| 2025 | $3,683.00 (+14.45%) Homeowner's exemption | ||
| 2023 | $3,218.00 Homeowner's exemption | $103,900 | $207,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Oct 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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