846 Opal Ct, Davenport, FL 33837 Property Records

Polk County property record for 846 Opal Ct, Davenport, FL 33837 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,983 sqft · built 2019
Lot Size	0.151 acres (6,591 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (May 2022)
Tax Bill	$5,764 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-27-05-726007-000470`

Property Details

APN / Parcel Number

Primary APN	`27-27-05-726007-000470`
Alternative APNs	`052727726007000470` `52727000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,983 sqft Living Area
Gross Area	2,465 sqft
1st Floor Area	1,983 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,591 sqft (0.151 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Slab
Porch Area	100 sqft

Location & Zoning

Street Address	846 OPAL CT
City	DAVENPORT
State	FL
Zip	33837-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN RIDGE PB 167 PGS 24-27 LOT 47
Legal Range	27E
Legal Township	27S
Legal Section	05
Legal Subdivision	GOLDEN RIDGE
Legal Block	1
Legal Lot Number	47
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1014
Census Tract	12515

Owner

Source: Polk County records · APN 27-27-05-726007-000470

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	846 OPAL CT, DAVENPORT, FL 33837-7710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 05, 2022	Warranty Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 30, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage PARK SQUARE HM MTG LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2022 · Amount on Record
Deed Sale	May 05, 2022 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	2022123068
Deed Book / Page	12240 / 1757
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 05, 2022
Property Address	846 OPAL CT, DAVENPORT, FL 33837-7710
Document Number	0000123068
Book / Page	12240 / 1757
Map Reference	MB 167 PG 24
Instrument Date	May 03, 2022
Instrument	2022123068
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HC 58 BOX 14875, 14875, AGUADA, PA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 OPAL CT, DAVENPORT, FL 33837-7710

Mortgage

Document Number	0122401759
Date	May 05, 2022
Instrument	12240/1759

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	846 OPAL CT, DAVENPORT, FL 33837-7710
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 OPAL CT, DAVENPORT, FL 33837-7710

Mortgage

Document Number	0000131165
Date	May 19, 2021
Book Page	11723/613
Instrument	2021131165

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2051

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Sep 30, 2019
Property Address	846 OPAL CT, DAVENPORT, FL 33837-7710
Document Number	0109892178
Book / Page	010989 / 002178
Instrument Date	Aug 09, 2019
Instrument	206822
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 24, 2021
Title Company	PSH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 OPAL CT DAVENPORT FL 338377710, DAVENPORT, FL 33837-7710

Mortgage

Document Number	109892180
Date	Sep 30, 2019
Book Page	010989/002180
Instrument	206823

Lender

Name	PARK SQUARE HM MTG LLC
Address	ORLANDO, FL 32811

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Davenport City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,764.00 (-8.9%)	$297,801 (-7.12%) Land $58,000 Building $239,801	$297,801 (-7.12%) Land $58,000 Building $239,801
2023	$6,327.00 (+21.6%)	$320,625 (+11.09%) Land $56,000 Building $264,625	$320,625 (+11.09%) Land $56,000 Building $264,625
2022	$5,203.00	$288,608 Land $46,000 Building $242,608	$288,608 Land $46,000 Building $242,608

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050125151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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