Polk County property record for 841 Opal Ct, Davenport, FL 33837 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,611 sqft · built 2019 |
| Lot Size | 0.17 acres (7,383 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $306,200 (Apr 2020) |
| Tax Bill | $4,865 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-27-05-726007-000650 |
| Primary APN | 27-27-05-726007-000650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,611 sqft Living Area |
| Gross Area | 3,052 sqft |
| 1st Floor Area | 1,526 sqft |
| Upper Floors Area | 1,085 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,383 sqft (0.17 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 222 sqft |
| Street Address | 841 OPAL CT |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-7710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOLDEN RIDGE PB 167 PGS 24-27 LOT 65 |
| Legal Range | 27E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | GOLDEN RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 12515 |
Source: Polk County records · APN 27-27-05-726007-000650
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 841 OPAL CT, DAVENPORT, FL 33837-7710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jan 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX |
| May 14, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 06, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS |
| Feb 14, 2020 | Loan Modification, Mortgage · Line of Credit FIFTH THIRD BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2020 · Amount on Record |
| Deed Sale | Apr 06, 2020 · Amount on Record |
| Deed Document Number | 202073916 |
| Deed Book / Page | 11198 / 875 |
| Last Transfer Date | May 04, 2020 |
| Transfer Doc | 0000097615 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 10, 2026 |
| Property Address | 841 OPAL CT, DAVENPORT, FL 33837-7710 |
| Document Number | 0000165299 |
| Book / Page | 14071 / 1817 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026165299 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 841 OPAL CT, DAVENPORT, FL 33837-7710 |
| Document Number | 0000165299, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 14071/1817 |
| Instrument | 2026165299 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 285 Months |
| Due | Apr 01, 2050 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 841 OPAL CT, DAVENPORT, FL 33837-7710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 841 OPAL CT, DAVENPORT, FL 33837-7710 |
| Document Number | 0000016837 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 12080/1059 |
| Instrument | 2022016837 |
| Name | CORELOGIC SOLEX |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Apr 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 14, 2020 |
| Property Address | 841 OPAL CT, DAVENPORT, FL 33837-7710 |
| Document Number | 0112341744 |
| Book / Page | 011234 / 001744 |
| Instrument Date | May 04, 2020 |
| Instrument | 97615 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 841 OPAL CT DAVENPORT FL 338377710, DAVENPORT, FL 33837-7710 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 06, 2020 |
| Property Address | 841 OPAL CT, DAVENPORT, FL 33837-7710 |
| Document Number | 0111980875 |
| Book / Page | 011198 / 000875 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 73916 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 12, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,143.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 841 OPAL CT DAVENPORT FL 338377710, DAVENPORT, FL 33837-7710 |
| Document Number | 111980877 |
|---|---|
| Date | Apr 06, 2020 |
| Book Page | 011198/000877 |
| Instrument | 73917 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 841 OPAL CT, DAVENPORT, FL 33837-7710 |
| Document Number | 0111541449 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674 |
| Document Number | 0111541449 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 011154/001449 |
| Instrument | 44400 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | 199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Davenport City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,865.00 (+4.42%) Homeowner's exemption | $295,026 (+5.99%) | $339,960 (-6.32%) Land $58,000 Building $281,960 |
| 2023 | $4,659.00 (+1.53%) Homeowner's exemption | $278,360 (+3%) | $362,908 (+16.71%) Land $56,000 Building $306,908 |
| 2022 | $4,589.00 Homeowner's exemption | $270,252 | $310,947 Land $46,000 Building $264,947 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050125151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 25 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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