Polk County property record for 845 Opal Ct, Davenport, FL 33837 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,582 sqft · built 2020 |
| Lot Size | 0.17 acres (7,383 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,645 (Nov 2020) |
| Tax Bill | $4,285 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-27-05-726007-000660 |
| Primary APN | 27-27-05-726007-000660 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| Gross Area | 1,982 sqft |
| 1st Floor Area | 1,582 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,383 sqft (0.17 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 194 sqft |
| Street Address | 845 OPAL CT |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-7710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOLDEN RIDGE PB 167 PGS 24-27 LOT 66 |
| Legal Range | 27E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | GOLDEN RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 66 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 12515 |
Source: Polk County records · APN 27-27-05-726007-000660
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 845 OPAL CT, DAVENPORT, FL 33837-7710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 13, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage PARK SQUARE HM MTG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2020 · Amount on Record |
| Deed Sale | Nov 13, 2020 · Amount on Record |
| Deed Document Number | 2020243179 |
| Deed Book / Page | 11454 / 1194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 845 OPAL CT, DAVENPORT, FL 33837-7710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 845 OPAL CT, DAVENPORT, FL 33837-7710 |
| Document Number | 0000013646 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 12555/5 |
| Instrument | 2023013646 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 13, 2020 |
| Property Address | 845 OPAL CT, DAVENPORT, FL 33837-7710 |
| Document Number | 0114541194 |
| Book / Page | 011454 / 001194 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 243179 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | PSH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,769.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 845 OPAL CT DAVENPORT FL 338377710, DAVENPORT, FL 33837-7710 |
| Document Number | 114541196 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 011454/001196 |
| Instrument | 243180 |
| Name | PARK SQUARE HM MTG LLC |
|---|---|
| Address | ORLANDO, FL 32811 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Davenport City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,285.00 (-13.83%) Homeowner's exemption | $265,068 (-5.99%) Land $58,000 Building $207,068 | $265,068 (-5.99%) Land $58,000 Building $207,068 |
| 2023 | $4,973.00 (+8.32%) | $281,947 (+11.95%) Land $56,000 Building $225,947 | $281,947 (+11.95%) Land $56,000 Building $225,947 |
| 2022 | $4,591.00 | $251,845 Land $46,000 Building $205,845 | $251,845 Land $46,000 Building $205,845 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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