842 Opal Ct, Davenport, FL 33837 Property Records

Polk County property record for 842 Opal Ct, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,476 sqft · built 2019
Lot Size	0.151 acres (6,595 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,831 (Oct 2019)
Tax Bill	$6,335 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-27-05-726007-000480`

Property Details

APN / Parcel Number

Primary APN	`27-27-05-726007-000480`
Alternative APNs	`052727726007000480` `52727000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,476 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	1,384 sqft
Upper Floors Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	6,595 sqft (0.151 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	144 sqft

Location & Zoning

Street Address	842 OPAL CT
City	DAVENPORT
State	FL
Zip	33837-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN RIDGE PB 167 PGS 24-27 LOT 48
Legal Range	27E
Legal Township	27S
Legal Section	05
Legal Subdivision	GOLDEN RIDGE
Legal Block	1
Legal Lot Number	48
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1014
Census Tract	12515

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	842 OPAL CT, DAVENPORT, FL 33837-7710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 24, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage PARK SQUARE HM MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on Record
Deed Sale	Oct 24, 2019 · Amount on Record
Deed Document Number	2019225471
Deed Book / Page	11016 / 1809
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	842 OPAL CT, DAVENPORT, FL 33837-7710
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 OPAL CT, DAVENPORT, FL 33837-7710

Mortgage

Document Number	0000131147
Date	May 19, 2021
Book Page	11723/576
Instrument	2021131147

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ALPAUGH, CA 93201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Oct 24, 2019
Property Address	842 OPAL CT, DAVENPORT, FL 33837-7710
Document Number	0110161809
Book / Page	011016 / 001809
Instrument Date	Sep 24, 2019
Instrument	225471
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2021
Title Company	PSH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,994.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	842 OPAL CT DAVENPORT FL 338377710, DAVENPORT, FL 33837-7710

Mortgage

Document Number	110161811
Date	Oct 24, 2019
Book Page	011016/001811
Instrument	225472

Lender

Name	PARK SQUARE HM MTG LLC
Address	ORLANDO, FL 32811

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Davenport City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,178 (-5.83%) Land $58,000 Building $250,178	$308,178 (-5.83%) Land $58,000 Building $250,178
2025	$6,335.00 (+1.46%)	$327,273 (-5.78%) Land $58,000 Building $269,273	$327,273 (-5.78%) Land $58,000 Building $269,273
2023	$6,244.00 (+9.79%)	$347,367 (+17.26%) Land $56,000 Building $291,367	$347,367 (+17.26%) Land $56,000 Building $291,367
2022	$5,687.00	$296,249 Land $46,000 Building $250,249	$296,249 Land $46,000 Building $250,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVENPORT serves 9,043 people · EPA ID FL6530431
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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