Baldwin County property record for 8455 Osprey Dr, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,522 sqft · built 1990 |
| Lot Size | 5.82 acres (253,519 sqft) |
| Owner | Company Name on File |
| Tax Bill | $8,542 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 62-05-16-0-000-004 |
| Primary APN | 62-05-16-0-000-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,522 sqft Heated Area |
| 1st Floor Area | 2,522 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 253,519 sqft (5.82 acres) |
| Lot Dimensions | 633 ft deep x 982 ft wide |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 525 sqft |
|---|---|
| Deck Area | 316 sqft |
| Boat Access | Boat Access |
| Boat House | 230 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 530195 |
|---|---|
| Street Address | 8455 OSPREY DR |
| City | ELBERTA |
| State | AL |
| Zip | 36530-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 982'(S) X 633'(S) COM AT THE SE COR OF THE NW 1/4 OF THE SW 1/4 TH N 850'(S) FO THE POB TH W 633'(S) TO THE MARGIN OF HAMMOCK |
| Legal Subdivision | ALG CREEK |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 4 |
| Census Block | 4055 |
| Census Tract | 11601 |
8455 Osprey Dr, a single family home, is owned by a company.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 250, ELBERTA, AL 36530-0250 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 8455 OSPREY DR, ELBERTA, AL 36530 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002069947 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2069947 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | BILOXI, MS 39530 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 15, 2028 |
The 2026 property tax bill for 8455 Osprey Dr was $8,542, up 13.3% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,542.00 (+13.32%) | ||
| 2025 | $7,538.00 | $269,220 Land $129,360 Building $139,860 | $1,364,900 Land $655,900 Building $709,000 |
| 2023 | $3,445.00 (+17.42%) | $123,060 (+17.4%) | $1,230,400 (+17.39%) Land $552,800 Building $677,600 |
| 2022 | $2,934.00 (+21.59%) | $104,820 | $1,048,100 Land $531,200 Building $516,900 |
| 2021 | $2,413.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8455 Osprey Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 319 (1979–2020) |
| Claims Outside the SFHA | 36 of 319 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8455 Osprey Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures