8299 Osprey Dr, Elberta, AL 36530 Property Records

Baldwin County property record for 8299 Osprey Dr, Elberta, AL 36530

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,975 sqft · built 1997
Lot Size1.09 acres (47,480 sqft)
OwnerIndividual Name on File
Tax Bill$5,577 (2026)
Deeds & MortgagesSep 2021 Line of Credit
Flood ZoneZone X (moderate risk)
APN62-05-16-0-000-004.002

Property Details

APN / Parcel Number

Primary APN62-05-16-0-000-004.002
Alternative APNs
  • 009417
  • 92103
  • 9417

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,975 sqft Heated Area
1st Floor Area2,975 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area47,480 sqft (1.09 acres)
Lot Dimensions630 ft deep x 75 ft wide
View / LotWaterfront / Beach
Pool Area284 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number9417
Street Address8299 OSPREY DR
CityELBERTA
StateAL
Zip36530-5689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description75'(S) X 630'(S) IRR COM AT THE SE COR OF NW1/4 OF SW1/4 OFSEC 16, RUN TH N 75'(S) FOR THE POB, TH RUN W 630'(S), TH NE75'(S)
JurisdictionBALDWIN AL
Township / Civil DivisionELBERTA
Census Block Group4
Census Block4051
Census Tract11601

Owner

8299 Osprey Dr is owned by an individual who acquired it in April 2007.

Source: Baldwin County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 4088, GULF SHORES, AL 36547-4088
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 5, 2007
Transfer Doc0001042662
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address8299 OSPREY DR, ELBERTA, AL 36530-5689
Transaction TypeMortgage
Record UpdatedOct 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001947016
DateSep 27, 2021
Instrument1947016
Lender
NameCENTURY BANK
TypeBank
AddressMOBILE, AL 36608
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 8299 Osprey Dr was $5,577, up 7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityElberta Town
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,577.00 (+7%)
2025$5,212.00$157,960 Land $70,020 Building $87,940$806,200 Land $357,300 Building $448,900
2023$4,955.00 (+19.05%) Homeowner's exemption$150,180 (+19.06%)$750,900 (+19.06%) Land $301,200 Building $449,700
2022$4,162.00 (+18.14%) Homeowner's exemption$126,140$630,700 Land $286,000 Building $344,700
2021$3,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8299 Osprey Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 179 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies179 in force
Nearby Flood Claims319 (1979–2020)
Claims Outside the SFHA36 of 319
Most Recent ClaimSep 2020 · tidal / storm surge
Claims by Event
  • Hurricane Sally, Sep 2020 · 124 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims
  • Hurricane Ivan, Sep 2004 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8299 Osprey Dr is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 99.7% of Alabama
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Osprey Dr

Nearby Streets

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