8339 Osprey Dr, Elberta, AL 36530 Property Records

Baldwin County property record for 8339 Osprey Dr, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,774 sqft · built 1996
Lot Size	1.99 acres (86,684 sqft)
Owner	2 Trust Names on Record
Last Sale	$732,500 (Mar 2015)
Tax Bill	$4,609 (2023)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`62-05-16-0-000-004.004`

Property Details

APN / Parcel Number

Primary APN	`62-05-16-0-000-004.004`
Alternative APNs	`345701` `317598` `93458`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,774 sqft Heated Area
1st Floor Area	3,774 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	86,684 sqft (1.99 acres)
Lot Dimensions	577 ft deep x 150 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	324 sqft
Boat Access	Boat Access
Boat House	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	345701
Street Address	8339 OSPREY DR
City	ELBERTA
State	AL
Zip	36530-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	150' X 577' N 150' OF THE S 450' OF N1/2 OF W1/2 OF SW1/4 SEC 16-T8S-R5E LYING S & E OF WOLF BAY CONTAINING 1.9 ACRES SEC 16-
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	4
Census Block	4051
Census Tract	11601

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	8339 OSPREY DR, ELBERTA, AL 36530-5609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Oct 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jan 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2015 · Amount on Record
Deed Sale	Mar 12, 2015 · Amount on Record
Prior Sale	Jan 9, 2007
Deed Document Number	20151502599
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	8339 OSPREY DR, ELBERTA, AL 36530-5609
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8339 OSPREY DR, ELBERTA, AL 36530-5609

Mortgage

Document Number	0002035691
Date	Nov 28, 2022
Instrument	2035691

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	FOLEY, AL 36535

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Aug 26, 2032

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	8339 OSPREY DR, ELBERTA, AL 36530-5609
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001727620
Date	Oct 31, 2018
Instrument	1727620

Lender

Name	REGIONS BANK
Type	Bank
Address	25013

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Oct 19, 2025

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	8339 OSPREY DR, ELBERTA, AL 36530-5609
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001740385
Date	Jan 28, 2019
Instrument	1740385

Lender

Name	REGIONS BANK
Type	Bank
Address	ELBERTA, AL 36530

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Elberta Town
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,180 (+4.65%) Land $57,600 Building $88,580	$1,484,100 (+6.94%) Land $584,700 Building $899,400
2023	$4,609.00 (+20.12%)	$139,680 (+20.1%)	$1,387,800 (+19.35%) Land $492,800 Building $895,000
2022	$3,837.00 (+18.79%)	$116,300	$1,162,800 Land $469,700 Building $693,100
2021	$3,230.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	319 (1979–2020)
Claims Outside the SFHA	36 of 319
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 124 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims Hurricane Ivan, Sep 2004 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 99.7% of Alabama
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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