1. Home
  2. Alabama
  3. Baldwin County
  4. Elberta
  5. Osprey Dr

8401 Osprey Dr, Elberta, AL 36530 Property Records

Baldwin County property record for 8401 Osprey Dr, Elberta, AL 36530

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 923 sqft · built 2009
Lot Size1.19 acres (51,836 sqft)
Owner2 Individual Names on Record
Last Sale$837,500 (Jun 2026)
Tax Bill$2,595 (2026)
Deeds & MortgagesJun 2026 Sale
Jul 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN62-05-16-0-000-004.003

Property Details

APN / Parcel Number

Primary APN62-05-16-0-000-004.003
Alternative APNs
  • 532086
  • 082801
  • 92101

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area923 sqft Heated Area
1st Floor Area923 sqft
FlooringCeramic Tile
Interior WallsPaneling

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2014
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area51,836 sqft (1.19 acres)
Lot Dimensions490 ft deep x 100 ft wide

Exterior Amenities

Pool Area300 sqft
Utility Building160 sqft
Boat AccessBoat Access
Boat House348 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number532086
Street Address8401 OSPREY DR
CityELBERTA
StateAL
Zip36530-5600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description100' X 490'(S) THE NORTH 100' OF THE S 550' OF THE N1/2 OF THE W1/2 OFTHE SW1/4 OF SEC 16 WHICH LIES S AND E OF HAMMOCK CREEK
Legal SubdivisionHAMMOCK PHASE
JurisdictionBALDWIN AL
Township / Civil DivisionELBERTA
Census Block Group4
Census Block4051
Census Tract11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8339 OSPREY DR, ELBERTA, AL 36530-5609
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 20, 2023Warranty Deed, Transfer · Conventional Mortgage
THE CITIZENS NATIONAL BANK OF MERID

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Prior SaleJul 20, 2023 · Amount on Record
Deed Document Number20262259431
Prior Transfer DateApr 25, 2012
Prior Transfer Doc0001336118
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJun 11, 2026
Property Address8401 OSPREY DR, ELBERTA, AL 36530-5600
Document Number0002259431
Instrument DateJun 8, 2026
Instrument20262259431
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$84,587.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8339 OSPREY DR, ELBERTA, AL 36530-5609

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJul 20, 2023
Property Address8381 OSPREY DR, ELBERTA, AL 36530-5609
Document Number0002075344
Instrument DateJul 14, 2023
Instrument2075344
Transaction TypeTransfer
Record UpdatedAug 3, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8401 OSPREY DR, ELBERTA, AL 36530-5600

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 VIRLILIA RD, CANTON, MS 39046-9074

Mortgage

Document Number0002075345
DateJul 20, 2023
Instrument2075345
Lender
NameTHE CITIZENS NATIONAL BANK OF MERID
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2043

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityElberta Town
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,595.00 (-45.75%)
2025$4,783.00 (+13.26%)$144,960 (+13.27%) Land $85,860 Building $59,100$731,300 (+14.28%) Land $433,100 Building $298,200
2023$4,223.00 (+129.39%)$127,980 (+129.35%)$639,900 (+14.68%) Land $365,100 Building $274,800
2022$1,841.00 (+18.85%)$55,800$558,000 Land $347,200 Building $210,800
2021$1,549.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 179 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies179 in force
Nearby Flood Claims319 (1979–2020)
Claims Outside the SFHA36 of 319
Most Recent ClaimSep 2020 · tidal / storm surge
Claims by Event
  • Hurricane Sally, Sep 2020 · 124 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims
  • Hurricane Ivan, Sep 2004 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 99.7% of Alabama
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Osprey Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures