Roscommon County property record for 845 E Higgins Lake Dr, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 672 sqft |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,183 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-034-007-0300 |
| Primary APN | 004-034-007-0300 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 672 sqft Building Perimeter |
| 1st Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 845 E HIGGINS LAKE DR |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-8754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-631 P-254 243-34-7-8E 845 HIGGINS LAKE ROAD 48653COM AT INT OF N & S LN BET SECS 33 & 34 & SH OF LK TH S42DEG16'E 344.1 FT |
| Legal Lot Number | 2 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 970401 |
Source: Roscommon County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8170 LEACH LN, GRAND BLANC, MI 48439-1960 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 25, 2009 |
| Transfer Doc | 1080/1732 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 845 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1164/1817 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 1164/1817 |
| Instrument | 201800000367 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2028 |
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,700 (+5.84%) | $83,400 (+5.84%) | |
| 2025 | $1,183.00 | $39,400 (+45.39%) | $78,800 (+45.39%) |
| 2023 | $27,100 | $54,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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