Roscommon County property record for 825 E Higgins Lake Dr, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jun 2022) |
| Tax Bill | $985 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-034-007-0340 |
| Primary APN | 004-034-007-0340 |
|---|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|
| Street Address | 825 E HIGGINS LAKE DR |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-8754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 243-34-7-8C L-1047 P-1852 (L-967P-1769)COM AT INT OF N & S LINE BET SECS 33 & 34 & SH OF HIGGINS LAKE TH S 42 DEG 16' E 344.1 |
| Legal Lot Number | 2 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 970401 |
825 E Higgins Lake Dr is owned by an individual who bought it in June 2022.
Source: Roscommon County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31135 ELMWOOD ST, GARDEN CITY, MI 48135-1928 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2024 | Deed of Trust, Mortgage · ARM LAKE MICHIGAN CREDIT UNION |
| Jun 22, 2022 | Warranty Deed, Transfer |
| Dec 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on File |
| Deed Sale | Jun 22, 2022 · Amount on File |
| Prior Sale | Aug 17, 2006 · Amount on File |
| Deed Document Number | 20224982 |
| Deed Book / Page | 1181 / 1467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 825 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8754 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001188/531 |
|---|---|
| Date | Sep 16, 2024 |
| Book Page | 1188/531 |
| Instrument | 202400005739 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Oct 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jun 22, 2022 |
| Property Address | 825 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8754 |
| Document Number | 01181/1467 |
| Book / Page | 1181 / 1467 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 202200004982 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31135 ELMWOOD ST, GARDEN CITY, MI 48135-1928 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Dec 18, 2017 |
| Property Address | 825 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8754 |
| Document Number | 01164/1180 |
| Book / Page | 1164 / 1180 |
| Instrument Date | Dec 17, 2017 |
| Instrument | 201700009209 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7790 S WHITEVILLE RD, SHEPHERD, MI 48883-9566 |
| Name | Verified Name |
|---|---|
| Address | 113 E LESSEN ST, RAWLINS, WY 82301 |
The 2025 property tax bill for 825 E Higgins Lake Dr was $985.
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,800 | $217,600 | |
| 2025 | $985.00 | ||
| 2023 | $1,100 | $2,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 825 E Higgins Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 825 E Higgins Lake Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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