San Diego County property record for 845 Cole Ranch Rd, Encinitas, CA 92024 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1992 |
| Square Footage | 4,147 sqft Living Area |
| Lot Size | 27,443 sqft (0.63 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $579,000 (1998) |
| Tax Bill | $14,767.00 (2025) |
| Primary APN | 264-171-90-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,147 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 27,443 sqft (0.63 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 845 COLE RANCH RD |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6614 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR 2 TR PM17150 |
| Legal Subdivision | CITY OF ENCINITAS |
| Legal Tract | 17150 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-171-90-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 845 COLE RANCH RD, ENCINITAS, CA 92024-6614 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 04, 2023 | Intrafamily Transfer, Transfer |
| Jun 01, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPROUT MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 1998 · Amount on Record |
| Deed Sale | Jun 04, 1998 · Amount on Record |
| Deed Doc Number | 1998336404 |
| Last Transfer Date | Sep 30, 2023 |
| Transfer Doc | 0000268199 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 04, 2023 |
| Property Address | 845 COLE RANCH RD, ENCINITAS, CA 92024-6614 |
| Document Number | 0000268199 |
| Map Reference | FILE 1993-0351841 |
| Instrument Date | Sep 30, 2023 |
| Instrument | 2023-0268199 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 845 COLE RANCH RD, ENCINITAS, CA 92024-6614 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 845 COLE RANCH RD, ENCINITAS, CA 92024-6614 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 845 COLE RANCH RD, ENCINITAS, CA 92024-6614 |
| Document Number | 0000230599 |
|---|---|
| Date | Jun 01, 2022 |
| Instrument | 2022-0230599 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 845 COLE RANCH RD, ENCINITAS, CA 92024-6614 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 845 COLE RANCH RD, ENCINITAS, CA 92024-6614 |
| Document Number | 0000555803 |
|---|---|
| Date | Aug 04, 2021 |
| Instrument | 2021-0555803 |
| Name | SPROUT MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PORT SAINT LUCIE, FL 34986 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,249,656 (+2%) Land $407,164 Building $842,492 | |
| 2025 | $14,767.00 (+8.37%) Homeowner's exemption | $1,225,154 (+4.04%) Land $399,181 Building $825,973 |
| 2023 | $13,627.00 (-0.12%) Homeowner's exemption | $1,177,581 Land $383,681 Building $793,900 |
| 2022 | $13,643.00 |
845 Cole Ranch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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