San Diego County property record for 834 Cole Ranch Rd, Encinitas, CA 92024 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,874 sqft · built 1975 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,935,000 (Jun 2024) |
| Tax Bill | $22,402 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-171-40-00 |
| Primary APN | 264-171-40-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,874 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 834 COLE RANCH RD |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 2 TR PM01644 |
| Legal Subdivision | OLIVENHAIN COLONY |
| Legal Tract | 1644 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-171-40-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 834 COLE RANCH RD, ENCINITAS, CA 92024-6613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU |
| Feb 09, 2024 | Deed, Transfer |
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2024 · Amount on Record |
| Deed Sale | Jun 10, 2024 · Amount on Record |
| Prior Sale | Jan 31, 1995 · Amount on Record |
| Deed Document Number | 2024145760 |
| Prior Transfer Date | Feb 01, 2024 |
| Prior Transfer Doc | 0000033466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 834 COLE RANCH RD, ENCINITAS, CA 92024-6613 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 834 COLE RANCH RD, ENCINITAS, CA 92024-6613 |
| Document Number | 0000255140 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025-0255140 |
| Name | PROVIDENT CU |
|---|---|
| Type | Credit Union |
| Address | REDWOOD CITY, CA 94065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 09, 2024 |
| Property Address | 834 COLE RANCH RD, ENCINITAS, CA 92024-6613 |
| Document Number | 0000034612 |
| Map Reference | MAP 326 |
| Instrument Date | Feb 08, 2024 |
| Instrument | 2024-0034612 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 842 COLE RANCH RD, ENCINITAS, CA 92024-6613 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 834 COLE RANCH RD, ENCINITAS, CA 92024-6613 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 834 COLE RANCH RD, ENCINITAS, CA 92024-6613 |
| Document Number | 0000123945 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-0123945 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2037 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,013,174 (+2%) Land $1,768,680 Building $244,494 | |
| 2025 | $22,402.00 (+343.17%) Homeowner's exemption | $1,973,700 (+318.69%) Land $1,734,000 Building $239,700 |
| 2023 | $5,055.00 (-21.88%) Homeowner's exemption | $471,403 Land $204,364 Building $267,039 |
| 2022 | $6,471.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force 8 of 11 on primary residences |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures