817 Cole Ranch Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 817 Cole Ranch Rd, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,741 sqft · built 2008
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on File
Last Sale$1,645,000 (Jul 2013)
Tax Bill$24,911 (2025)
Deeds & MortgagesMay 2021 Mortgage
Sep 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN264-171-07-00

Property Details

APN / Parcel Number

Primary APN264-171-07-00
Alternative APN
  • 2641703700

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area4,741 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number2641703700
Street Address817 COLE RANCH RD
CityENCINITAS
StateCA
Zip92024-6614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 73 POR TR 000326
Legal SubdivisionOLIVENHAIN COLONY
Legal Tract000326
Legal Block73
Legal Lot Number73
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract17111

Owner

Source: San Diego County records · APN 264-171-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address817 COLE RANCH RD, ENCINITAS, CA 92024-6614
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
UBS BANK USA
Sep 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 09, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Oct 13, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 21, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2013 · Amount on Record
Deed SaleJul 31, 2013 · Amount on Record
Prior SaleAug 17, 2010 · Amount on Record
Deed Document Number2013481921
Last Transfer DateOct 02, 2020
Transfer Doc0000616803
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address817 COLE RANCH RD, ENCINITAS, CA 92024-6614
Transaction TypeMortgage
Record UpdatedMay 13, 2021
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 COLE RANCH RD, ENCINITAS, CA 92024-6614

Mortgage

Document Number0000339855
DateMay 03, 2021
Instrument2021-0339855
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateMay 01, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.37%
IndexOther
Margin3
Max Rate12.3%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address817 COLE RANCH RD, ENCINITAS, CA 92024-6614
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000386505
DateSep 06, 2019
Instrument2019-0386505
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address817 COLE RANCH RD, ENCINITAS, CA 92024-6614
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000386486
DateSep 06, 2019
Instrument2019-0386486
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address817 COLE RANCH RD, ENCINITAS, CA 92024-6614
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000364147
DateJul 09, 2020
Instrument2020-0364147
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 13, 2020
Property Address817 COLE RANCH RD, ENCINITAS, CA 92024-6614
Document Number0000616803
Instrument DateOct 02, 2020
Instrument616803
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address817 COLE RANCH RD ENCINITAS CA 920246614, ENCINITAS, CA 92024-6614

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 21, 2019
Property Address817 COLE RANCH RD, ENCINITAS, CA 92024-6614
Document Number0000244863
Instrument DateJun 17, 2019
Instrument244863
Transaction TypeTransfer
Record UpdatedJul 01, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address817 COLE RANCH RD ENCINITAS CA 920246614, ENCINITAS, CA 92024-6614

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,147,426 (+2%) Land $1,250,376 Building $897,050
2025$24,911.00 (+5.72%) Homeowner's exemption$2,105,320 (+4.04%) Land $1,225,859 Building $879,461
2024$23,564.00 (+2.16%)
2023$23,065.00 (+2.36%) Homeowner's exemption$2,023,569 Land $1,178,258 Building $845,311
2022$22,534.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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