841 Cole Ranch Rd, #A, Encinitas, CA 92024 Property Records

San Diego County property record for 841 Cole Ranch Rd, #A, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1972
Lot Size	0.57 acres (24,829 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Sep 2005)
Tax Bill	$11,725 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`264-171-09-00`

Property Details

APN / Parcel Number

Primary APN	`264-171-09-00`
Alternative APN	`2641708300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,350 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	24,829 sqft (0.57 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	2641708300
Street Address	841 COLE RANCH RD, A
City	ENCINITAS
State	CA
Zip	92024-6614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	BLK 73 DOC249781REC71 IN ST CLSD ADJ&IN TR 000326
Legal Subdivision	OLIVENHAIN COLONY
Legal Tract	000326
Legal Block	73
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17111

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	841 COLE RANCH RD, ENCINITAS, CA 92024-6614
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Intrafamily Transfer, Transfer
Jun 25, 2021	Intrafamily Transfer, Transfer
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 14, 2018	Quit Claim Deed, Transfer CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2005 · Amount on Record
Deed Sale	Sep 14, 2005 · Amount on Record
Prior Sale	Jan 30, 2003 · Amount on Record
Deed Document Number	2005795760
Last Transfer Date	Jun 7, 2021
Transfer Doc	0000462444
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2021
Property Address	841 COLE RANCH RD # A, A, ENCINITAS, CA 92024-6614
Document Number	0000462445
Map Reference	MAP 326
Instrument Date	Jun 7, 2021
Instrument	2021-0462445
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	841 COLE RANCH RD, ENCINITAS, CA 92024-6614

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2021
Property Address	841 COLE RANCH RD # A, A, ENCINITAS, CA 92024-6614
Document Number	0000462444
Map Reference	MAP 326
Instrument Date	Jun 7, 2021
Instrument	2021-0462444
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	841 COLE RANCH RD, ENCINITAS, CA 92024-6614

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	841 COLE RANCH RD # A, A, ENCINITAS, CA 92024-6614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058598
Date	Feb 5, 2020
Instrument	2020-0058598

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 14, 2018
Property Address	841 COLE RANCH RD # A, A, ENCINITAS, CA 92024-6614
Document Number	0000059540
Instrument Date	Feb 8, 2018
Instrument	59540
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	841 COLE RANCH RD ENCINITAS CA 920246614, ENCINITAS, CA 92024-6614

Mortgage

Document Number	59541
Date	Feb 14, 2018
Instrument	59541

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,044,520 (+2%) Land $870,436 Building $174,084
2025	$11,725.00 (+6.91%) Homeowner's exemption	$1,024,040 (+4.04%) Land $853,369 Building $170,671
2023	$10,967.00 (+1.25%) Homeowner's exemption	$984,278 Land $820,233 Building $164,045
2022	$10,832.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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