845 Cole Ranch Rd, Auburn, CA 95602 Property Records

Placer County property record for 845 Cole Ranch Rd, Auburn, CA 95602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,679 sqft · built 1944
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Sep 2009)
Tax Bill	$3,866 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`077-041-020-000`

Property Details

APN / Parcel Number

Primary APN	`077-041-020-000`
Alternative APN	`077-041-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,679 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	81,022 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	845 COLE RANCH RD
City	AUBURN
State	CA
Zip	95602-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAB100
Legal Description	1.86 A SEC 23 13 8
Legal Range	8E
Legal Township	13N
Legal Section	23
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2015
Census Tract	21801

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	845 COLE RANCH RD, AUBURN, CA 95602-9326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2009 · Amount on Record
Deed Sale	Sep 29, 2009 · Amount on Record
Prior Sale	Feb 23, 2000 · Amount on Record
Deed Document Number	200984006
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	845 COLE RANCH RD, AUBURN, CA 95602-9326
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 COLE RANCH RD, AUBURN, CA 95602-9326

Mortgage

Document Number	0000005872
Date	Feb 5, 2026
Instrument	2026-0005872

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Placer Hills Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,977 (+2%) Land $184,322 Building $210,655
2025	$3,866.00 (-0.69%) Homeowner's exemption	$387,233 (+4.04%) Land $180,708 Building $206,525
2024	$3,893.00 (+1.54%)
2023	$3,834.00 (+1.83%) Homeowner's exemption	$372,198 Land $173,692 Building $198,506
2022	$3,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Optimum Cable	500 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20