Placer County property record for 820 Cole Ranch Rd, Auburn, CA 95602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,600 sqft · built 1980 |
| Lot Size | 0.329 acres (14,319 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,158 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-041-022-000 |
| Primary APN | 077-041-022-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,600 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 14,319 sqft (0.329 acres) |
| Street Address | 820 COLE RANCH RD |
|---|---|
| City | AUBURN |
| State | CA |
| Zip | 95602-9326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAB100 |
| Legal Description | FR SEC 23 13 8 |
| Legal Range | 8E |
| Legal Township | 13N |
| Legal Section | 23 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | AUBURN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 21801 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 820 COLE RANCH RD, AUBURN, CA 95602-9326 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 1, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 8, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 5, 2019 |
| Transfer Doc | 0000089466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 820 COLE RANCH RD, AUBURN, CA 95602-9326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014690 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 2017-0014690 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Jan 25, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 820 COLE RANCH RD, AUBURN, CA 95602-9326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 820 COLE RANCH RD, AUBURN, CA 95602-9326 |
| Document Number | 0000143377 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020-0143377 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Nov 8, 2019 |
| Property Address | 820 COLE RANCH RD, AUBURN, CA 95602-9326 |
| Document Number | 0000089466 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 89466 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 820 COLE RANCH RD AUBURN CA 956029326, AUBURN, CA 95602-9326 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Placer Hills Union Elementary School District (KG - 08) |
| Secondary School District | Placer Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $120,821 (+2%) Land $18,268 Building $102,553 | |
| 2025 | $1,158.00 (+1.14%) Homeowner's exemption | $118,453 (+4.04%) Land $17,910 Building $100,543 |
| 2023 | $1,145.00 (+1.96%) Homeowner's exemption | $113,855 Land $17,215 Building $96,640 |
| 2022 | $1,123.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 54% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 1,500 / 1,500 |
| Optimum Cable | 500 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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