745 Cole Ranch Rd, Auburn, CA 95602 Property Records

Placer County property record for 745 Cole Ranch Rd, Auburn, CA 95602

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,016 sqft · built 1950
Lot Size0.592 acres (25,787 sqft)
OwnerIndividual Name on Record
Tax Bill$1,359 (2025)
Deeds & MortgagesDec 2020 Reverse Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN077-041-024-000

Property Details

APN / Parcel Number

Primary APN077-041-024-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,016 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Construction TypeFrame
Lot Area25,787 sqft (0.592 acres)

Location & Zoning

Street Address745 COLE RANCH RD
CityAUBURN
StateCA
Zip95602-9305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAB100
Legal DescriptionFR SEC 23 13 8
Legal Range8E
Legal Township13N
Legal Section23
JurisdictionPLACER CA
Township / Civil DivisionAUBURN
Census Block Group2
Census Block2015
Census Tract21801

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address745 COLE RANCH RD, AUBURN, CA 95602-9305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · Reverse Mortgage
HIGHTECHLENDING INC
Dec 22, 2020Deed of Trust, Mortgage · FHA Mortgage
FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 1994
Deed SaleSep 21, 1994
Deed Document Number199466496
Last Transfer DateAug 22, 1996
Transfer Doc0000068912
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address745 COLE RANCH RD, AUBURN, CA 95602-9305
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address745 COLE RANCH RD, AUBURN, CA 95602-9305

Mortgage

Document Number0000153135
DateDec 28, 2020
Instrument2020-0153135
Lender
NameHIGHTECHLENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.59%
Type Change DateFeb 1, 2021
Index1-Year LIBOR

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address745 COLE RANCH RD, AUBURN, CA 95602-9305
Document Number0000153136
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedJan 14, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address745 COLE RANCH RD AUBURN CA 956029305, AUBURN, CA 95602-9305

Mortgage

Document Number0000153136
DateDec 28, 2020
Instrument153136
Lender
NameFEDERAL HSNG COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.59%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
Elementary School DistrictPlacer Hills Union Elementary School District (KG - 08)
Secondary School DistrictPlacer Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$141,132 (+2%) Land $36,544 Building $104,588
2025$1,359.00 (+1.04%) Homeowner's exemption$138,366 (+4.04%) Land $35,828 Building $102,538
2023$1,345.00 (+1.97%) Homeowner's exemption$132,995 Land $34,438 Building $98,557
2022$1,319.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 54% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLACER CWA - AUBURN/BOWMAN
serves 27,317 people · EPA ID CA3110005
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
1,500 / 1,500
Optimum
Cable
500 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cole Ranch Rd

Nearby Streets

Search Property Records by Address or Parcel Number