8449 Stevens Rd, Owings, MD 20736 Property Records

Calvert County property record for 8449 Stevens Rd, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,978 sqft · built 2017
Lot Size	8.74 acres (380,714 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Nov 2016)
Tax Bill	$9,195 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-005143`

Property Details

APN / Parcel Number

Primary APN	`03-005143`
Alternative APNs	`3005143` `005143`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,978 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	380,714 sqft (8.74 acres)
Garage Type	Built-in
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	752 sqft
Deck Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	005143
Street Address	8449 STEVENS RD
City	OWINGS
State	MD
Zip	20736-9163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	8.74 AC E/S STEVENS RD PARIS
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1017
Census Tract	860300

Owner

8449 Stevens Rd is owned and occupied by two individuals who bought it in November 2016.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8449 STEVENS RD, OWINGS, MD 20736-9163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Nov 28, 2017	Loan Modification, Mortgage · Conventional Mortgage PRESIDENTIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2016 · Amount on File
Deed Sale	Nov 15, 2016 · Amount on File
Prior Sale	Aug 29, 2005
Deed Book / Page	4886 / 22
Transfer Doc	KPS025660432
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8449 STEVENS RD, OWINGS, MD 20736-9163
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061580200
Date	Dec 1, 2021
Book Page	6158/200

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8449 STEVENS RD, OWINGS, MD 20736-9163
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057050225
Date	Sep 23, 2020
Book Page	5705/225

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	8449 STEVENS RD, OWINGS, MD 20736-9163
Document Number	0051150117
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8449 STEVENS RD OWINGS MD 20736, OWINGS, MD 20736

Mortgage

Document Number	0051150117
Date	Dec 15, 2017
Book Page	005115/000117

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8449 Stevens Rd was $9,195 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$872,400 (+4.91%)	$954,000 (+14.72%) Land $182,900 Building $771,100
2025	$9,195.00 Homeowner's exemption	$831,600 Land $182,900 Building $648,700	$831,600 Land $182,900 Building $648,700
2023	$7,420.00	$714,200	$831,600 Land $182,900 Building $648,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8449 Stevens Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1999–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8449 Stevens Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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