8415 Stevens Rd, Owings, MD 20736 Property Records

Calvert County property record for 8415 Stevens Rd, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,192 sqft · built 1995
Lot Size	2.94 acres (128,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Feb 2010)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-155641`

Property Details

APN / Parcel Number

Primary APN	`03-155641`
Alternative APNs	`3155641` `155641`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	128,066 sqft (2.94 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	155641
Street Address	8415 STEVENS RD
City	OWINGS
State	MD
Zip	20736-9163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	2.94 AC E/S STEVENS RD PARIS
Legal Subdivision	CEDERICK WHITE PROPERTY
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1017
Census Tract	860300

Owner

Source: Calvert County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8415 STEVENS RD, OWINGS, MD 20736-9163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Apr 7, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 13, 2020	· Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2010 · Amount on Record
Deed Sale	Feb 19, 2010 · Amount on Record
Deed Document Number	20101430
Deed Book / Page	3464 / 474
Last Transfer Date	Jan 1, 2020
Transfer Doc	0055290176
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	Sep 14, 2026
Property Address	8415 STEVENS RD, OWINGS, MD 20736-9163
Document Number	6967000071
Book / Page	6967 / 71
Instrument Date	Sep 9, 2026
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8415 STEVENS RD, OWINGS, MD 20736-9163

Mortgage

Document Number	6967000071,
Date	Sep 14, 2026
Book Page	6967/71

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	Apr 7, 2026
Property Address	8415 STEVENS RD, OWINGS, MD 20736-9163
Document Number	6880000370
Book / Page	6880 / 370
Instrument Date	Mar 31, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLIENT FIRST TITLE INC, CLIENTFIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8415 STEVENS RD, OWINGS, MD 20736-9163
Investor	Possibly a Property Investor

Mortgage

Document Number	6880000370,
Date	Apr 7, 2026
Book Page	6880/370

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

February 2020:

Jurisdiction	CALVERT MD
Recording Date	Feb 13, 2020
Property Address	8415 STEVENS RD, OWINGS, MD 20736-9163
Document Number	0055290176
Book / Page	5529 / 176
Instrument Date	Jan 1, 2020
Record Updated	Aug 16, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5529182
Date	Feb 13, 2020
Instrument	5529/182

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,533 (+2.15%)	$347,600 (+6.46%) Land $159,700 Building $187,900
2025	$3,745.00 (+21.87%) Homeowner's exemption	$326,500 (+10.37%) Land $159,700 Building $166,800	$326,500 (-) Land $159,700 Building $166,800
2023	$3,073.00 Homeowner's exemption	$295,833	$326,500 Land $159,700 Building $166,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1999–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stevens Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures