Calvert County property record for 8420 Stevens Rd, Owings, MD 20736
| Property Type | Rural Home |
|---|---|
| Details | 3.5 ba · 3,814 sqft · built 2023 |
| Lot Size | 9.86 acres (429,502 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,309 (2025) |
| Deeds & Mortgages | Sep 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-018628 |
| Primary APN | 03-018628 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,814 sqft Total Area |
| Basement Area | 1,523 sqft |
| Finished Basement | 1,523 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 429,502 sqft (9.86 acres) |
| Garage Type | Mixed |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 018628 |
|---|---|
| Street Address | 8420 STEVENS RD |
| City | OWINGS |
| State | MD |
| Zip | 20736-9162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RUR |
| Legal Description | 9.86 AC W/S STEVENS RR PARIS |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 860300 |
8420 Stevens Rd, a rural home, is owned and occupied by two individuals who acquired it in June 2014.
Source: Calvert County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8420 STEVENS RD, OWINGS, MD 20736-9162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2009 |
| Deed Sale | Jun 5, 2009 |
| Prior Sale | Feb 19, 2009 |
| Deed Document Number | 200992212 |
| Last Transfer Date | Jun 24, 2014 |
| Transfer Doc | 0044000346 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 9, 2022 |
| Property Address | 8420 STEVENS RD, OWINGS, MD 20736 |
| Document Number | 0063400269 |
| Book / Page | 6340 / 269 |
| Instrument Date | Aug 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8102 STEVENS RD, OWINGS, MD 20736-9158 |
| Investor | Possibly a Property Investor |
| Document Number | 0006340275 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 6340/275 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Sep 1, 2038 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.5% |
The 2025 property tax bill for 8420 Stevens Rd was $9,309.
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,309.00 | $842,200 Land $153,000 Building $689,200 | $842,200 Land $153,000 Building $689,200 |
| 2023 | $74.00 | $7,200 Land $3,300 Building $3,900 | $7,200 Land $3,300 Building $3,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8420 Stevens Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1999–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8420 Stevens Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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