Calvert County property record for 8535 Stevens Rd, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,512 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Jan 2009) |
| Tax Bill | $3,474 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-147576 |
| Primary APN | 03-147576 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Total Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 147576 |
|---|---|
| Street Address | 8535 STEVENS RD |
| City | OWINGS |
| State | MD |
| Zip | 20736-9165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 1 WITTLERS RIDGE |
| Legal Subdivision | WITTLERS RDG |
| Legal Lot Number | 1 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 860300 |
8535 Stevens Rd is owned and occupied by an individual who bought it in January 2009.
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8535 STEVENS RD, OWINGS, MD 20736-9165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2009 · Amount on File |
| Deed Sale | Jan 21, 2009 · Amount on File |
| Prior Sale | May 13, 2008 · Amount on File |
| Deed Document Number | 200991433 |
| Deed Book / Page | 3232 / 724 |
| Prior Transfer Date | Jul 23, 2005 |
| Prior Transfer Doc | KPS025470224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 8535 STEVENS RD, OWINGS, MD 20736-9165 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0059620419 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 5962/419 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 8535 Stevens Rd was $3,474 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,633 (+3.06%) | $329,100 (+9.19%) Land $150,000 Building $179,100 | |
| 2025 | $3,474.00 | $301,400 Land $150,000 Building $151,400 | $301,400 Land $150,000 Building $151,400 |
| 2023 | $2,842.00 | $273,533 | $301,400 Land $150,000 Building $151,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8535 Stevens Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1999–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8535 Stevens Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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