8448 Clear Spring Dr, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8448 Clear Spring Dr, Chesapeake Beach, MD 20732

Property Summary

Property Type	Townhouse
Details	4 ba · 1,440 sqft · built 2013
Owner	Individual Name on File
Last Sale	$289,900 (Jun 2019)
Tax Bill	$2,985 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-252624`

Property Details

APN / Parcel Number

Primary APN	`03-252624`
Alternative APN	`252624`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Total Area
Basement Area	612 sqft
Finished Basement	612 sqft

Exterior

Year Built	Built 2013
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	252624
Street Address	8448 CLEAR SPRING DR
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4691
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-2
Legal Description	TOWNHOUSE CONDO V PHASE 1 UNIT F 8448 RICHFIELD STATION
Legal Subdivision	RICHFIELD STN TWNHSE CONDO V
Legal Phase	1
Legal Lot Number	8448
Jurisdiction	CALVERT MD
Township / Civil Division	Washington-Arlington-Alexandria, DC-VA-MD-WV
Census Block Group	1
Census Block	1007
Census Tract	860403

Owner

8448 Clear Spring Dr, a townhouse, is owned and occupied by an individual who bought it in June 2019.

Source: Calvert County records, as of September 18, 2023

Owner of Record	Individual Name on File
Mailing Address	8448 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 4, 2019	Grant Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on File
Deed Sale	Jun 4, 2019 · Amount on File
Prior Sale	Jan 10, 2014 · Amount on File
Deed Document Number	0000536858
Deed Book / Page	5368 / 58
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8448 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058600043
Date	Feb 19, 2021
Book Page	5860/43

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 4, 2019
Property Address	8448 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691
Document Number	0053680058
Book / Page	005368 / 000058
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8448 CLEAR SPRING DR CHESAPEAKE BEACH MD 207324691, CHESAPEAKE BEACH, MD 20732-4691

Mortgage

Document Number	53680066
Date	Jun 4, 2019
Book Page	005368/000066

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,985.00 Homeowner's exemption	$298,333	$335,400 Land $75,000 Building $260,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8448 Clear Spring Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8448 Clear Spring Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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