8440 Clear Spring Dr, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8440 Clear Spring Dr, Chesapeake Beach, MD 20732

Property Summary

Property Type	Townhouse
Details	3 ba · 1,692 sqft · built 2013
Owner	Individual Name on Record
Last Sale	$328,990 (Apr 2014)
Tax Bill	$3,362 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-252620`

Property Details

APN / Parcel Number

Primary APN	`03-252620`
Alternative APN	`252620`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,692 sqft Total Area
Basement Area	714 sqft
Finished Basement	714 sqft

Exterior

Year Built	Built 2013
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Composition Shingle
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	252620
Street Address	8440 CLEAR SPRING DR
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4691
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-2
Legal Description	TOWNHOUSE CONDO V PHASE 1 UNIT F 8440 RICHFIELD STATION
Legal Subdivision	RICHFIELD STATION TWNHSE CONDO
Legal Phase	1
Legal Lot Number	8440
Jurisdiction	CALVERT MD
Township / Civil Division	Washington-Arlington-Alexandria, DC-VA-MD-WV
Census Block Group	1
Census Block	1007
Census Tract	860403

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7462 REDHILL WAY, BROWNS VALLEY, CA 95918-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Aug 15, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2014 · Amount on Record
Deed Sale	Apr 23, 2014 · Amount on Record
Prior Sale	Aug 13, 2013 · Amount on Record
Deed Document Number	142141
Deed Book / Page	4373 / 30
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8440 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691

Mortgage

Document Number	0068380347
Date	Jan 6, 2026
Book Page	6838/347

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8440 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691

Mortgage

Document Number	0060700407
Date	Sep 3, 2021
Book Page	6070/407

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8440 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691

Mortgage

Document Number	0057340045
Date	Oct 19, 2020
Book Page	5734/45

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8440 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691
Document Number	0054240378
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8440 CLEAR SPRING DR CHESAPEAKE BEACH MD 207324691, CHESAPEAKE BEACH, MD 20732-4691

Mortgage

Document Number	0054240378
Date	Aug 29, 2019
Book Page	005424/000378

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,362.00 Homeowner's exemption	$336,033	$379,300 Land $75,000 Building $304,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Clear Spring Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures