8445 Clear Spring Dr, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8445 Clear Spring Dr, Chesapeake Beach, MD 20732

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,280 sqft · built 2014
Lot Size	0.037 acres (1,612 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Feb 2023)
Tax Bill	$3,450 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-252630`

Property Details

APN / Parcel Number

Primary APN	`03-252630`
Alternative APN	`252630`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Total Area
Basement Area	544 sqft
Finished Basement	544 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,612 sqft (0.037 acres)
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	252630
Street Address	8445 CLEAR SPRING DR
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4692
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-2
Legal Description	TOWNHOUSE CONDO V PHASE 2 UNIT G 8445 RICHFIELD STATION
Legal Subdivision	TOWNHOUSE CONDOMINIUM V
Legal Phase	2
Legal Lot Number	8445
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1007
Census Tract	860403

Owner

8445 Clear Spring Dr, a townhouse, is owned and occupied by two individuals who bought it in February 2023.

Source: Calvert County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8445 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 13, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on File
Deed Sale	Feb 28, 2023 · Amount on File
Prior Sale	Feb 4, 2014 · Amount on File
Deed Book / Page	6405 / 238
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 28, 2023
Property Address	8445 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4692
Document Number	0064050238
Book / Page	6405 / 238
Map Reference	LB KPS 5 FO 29-32
Instrument Date	Feb 3, 2023
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8445 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4692

Mortgage

Document Number	0006405245
Date	Feb 28, 2023
Instrument	6405/245

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8445 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4692
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062020106
Date	Jan 21, 2022
Book Page	6202/106

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8445 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4692
Document Number	0051670174
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 CLEAR SPRING DR #G CHESAPEAKE BEACH MD 207324692, G, CHESAPEAKE BEACH, MD 20732-4692

Mortgage

Document Number	0051670174
Date	Apr 4, 2018
Book Page	005167/000174

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8445 Clear Spring Dr was $3,450.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,800	$357,600 Land $75,000 Building $282,600
2025	$3,450.00
2023	$2,830.00	$282,900	$315,900 Land $75,000 Building $240,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8445 Clear Spring Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8445 Clear Spring Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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