8442 Clear Spring Dr, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8442 Clear Spring Dr, Chesapeake Beach, MD 20732

Property Summary

Property Type	Townhouse
Details	4 ba · 1,680 sqft · built 2013
Owner	Individual Name on File
Last Sale	$330,000 (Feb 2022)
Tax Bill	$3,200 (2023)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-252621`

Property Details

APN / Parcel Number

Primary APN	`03-252621`
Alternative APN	`252621`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Total Area
Basement Area	420 sqft
Finished Basement	420 sqft

Exterior

Year Built	Built 2013
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	252621
Street Address	8442 CLEAR SPRING DR
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4691
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-2
Legal Description	TOWNHOUSE CONDO V PHASE 1 UNIT F 8442 RICHFIELD STATION
Legal Subdivision	RICHFIELD STN TWNHSE CONDO V
Legal Phase	1
Legal Lot Number	8442
Jurisdiction	CALVERT MD
Township / Civil Division	Washington-Arlington-Alexandria, DC-VA-MD-WV
Census Block Group	1
Census Block	1007
Census Tract	860403

Owner

8442 Clear Spring Dr, a townhouse, is owned and occupied by an individual who bought it in February 2022.

Source: Calvert County records, as of September 18, 2023

Owner of Record	Individual Name on File
Mailing Address	8442 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed, Transfer · VA Mortgage MERIDIAN BANK
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage BAY CAPITAL MORTGAGE CORP
Apr 15, 2019	Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	Apr 15, 2019 · Amount on File
Deed Document Number	0000062201
Deed Book / Page	6220 / 1
Record Updated	Jun 7, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 15, 2022
Property Address	8442 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691
Document Number	0062200001
Book / Page	6220 / 1
Map Reference	MB KPS 5 FO 24-27
Instrument Date	Feb 4, 2022
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8442 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691

Mortgage

Document Number	0000622010
Date	Feb 15, 2022
Instrument	6220/10

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8442 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8442 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691

Mortgage

Document Number	0059480100
Date	Apr 29, 2021
Book Page	5948/100

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 15, 2019
Property Address	8442 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691
Document Number	0053440307
Book / Page	5344 / 307
Map Reference	LB KPS 5 FO 24-27
Instrument Date	Apr 10, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8442 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4691

Mortgage

Document Number	5344313
Date	Apr 15, 2019
Instrument	5344/313

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,200.00	$319,833	$343,900 Land $75,000 Building $268,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8442 Clear Spring Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8442 Clear Spring Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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