8445 E Baldwin Ave, Watervliet, MI 49098 Property Records

Berrien County property record for 8445 E Baldwin Ave, Watervliet, MI 49098

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1945
Lot Size	0.464 acres (20,231 sqft)
Owner	Individual Name on Record
Last Sale	$157,940 (Mar 2025)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Apr 2024 Sale Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-4660-0206-00-9`

Property Details

APN / Parcel Number

Primary APN	`21-4660-0206-00-9`
Alternative APN	`11-21-4660-0206-00-9`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	20,231 sqft (0.464 acres)
Lot Dimensions	289 ft deep x 70 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8445 E BALDWIN AVE
City	WATERVLIET
State	MI
Zip	49098-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LOT 13 BLK 20 LOVELAND HOMEACRES
Legal Subdivision	LOVELAND HOMEACRES
Legal Block	20
Legal Lot Number	13
Legal Unit	13
Jurisdiction	BERRIEN MI
Township / Civil Division	WATERVLIET
Census Block Group	4
Census Block	4020
Census Tract	10300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8445 E BALDWIN AVE, WATERVLIET, MI 49098-9312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer
Jun 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage HONOR CU
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2025 · Amount on Record
Deed Sale	Mar 21, 2025 · Amount on Record
Prior Sale	Jul 15, 2024 · Amount on Record
Deed Document Number	2025428608
Deed Book / Page	3446 / 3287
Prior Transfer Date	Feb 13, 2025
Prior Transfer Doc	03444/1214
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 17, 2024
Property Address	8445 E BALDWIN AVE, WATERVLIET, MI 49098-9312
Document Number	03424/2701
Book / Page	3424 / 2701
Map Reference	LB 6 PG 45
Instrument Date	Apr 17, 2024
Instrument	2024404044
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Amount	Amount Recorded
Tax	$3.75
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 81, SAINT JOSEPH, MI 49085-0081
Investor	Possibly a Property Investor

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	8445 E BALDWIN AVE, WATERVLIET, MI 49098-9312
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03240/1688
Date	Jun 14, 2019
Book Page	3240/1688

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 16, 2022
Property Address	8445 E BALDWIN AVE, WATERVLIET, MI 49098-9312
Document Number	003364/437
Book / Page	3364 / 437
Map Reference	LB 6 PG 45
Instrument Date	Oct 28, 2021
Instrument	2022343482
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEYS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5095 N M 140, WATERVLIET, MI 49098-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 E BALDWIN AVE, WATERVLIET, MI 49098-9312
Investor	Possibly a Property Investor

Mortgage

Document Number	003364/440
Date	Feb 16, 2022
Book Page	3364/440
Instrument	2022343483

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Watervliet Township
Unified School District	Watervliet School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,200 (+12.66%)	$142,400 (+12.66%)
2025	$1,848.00 (+19.38%)	$63,200 (+54.9%)	$126,400 (+54.9%)
2024	$1,548.00 (+90.64%)
2023		$40,800	$81,600
2022	$812.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVLIET serves 2,735 people · EPA ID MI0006930
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Oct 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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