844 Dry Bridge Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 844 Dry Bridge Rd, Charlottesville, VA 22903 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,134 sqft
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$708,500 (Jun 2019)
Tax Bill	$9,186 (2026)
Deeds & Mortgages	May 2020 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05700-00-00-085I0`

Property Details

APN / Parcel Number

Primary APN	`05700-00-00-085I0`
Alternative APN	`18309`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,134 sqft Finished Area
Basement Area	816 sqft
Finished Basement	792 sqft
Unfinished Basement	24 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Contemporary
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	87,120 sqft (2 acres)
Garage Area	572 sqft
Porch	Slab
Porch Area	180 sqft
Deck Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	844 DRY BRIDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-7039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYLINE CREST 9A
Legal Subdivision	SKYLINE CREST
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4017
Census Tract	11000

Owner

Source: Albemarle County records · APN 05700-00-00-085I0

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	844 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MTG
Jun 27, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST HERITAGE MTG
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit FULTON BK NA
Mar 17, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WATERSTONE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	20196574
Deed Book / Page	5184 / 431
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	844 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7039
Document Number	0000005256
Instrument Date	May 04, 2020
Transaction Type	Mortgage
Record Updated	Jun 02, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	844 DRY BRIDGE RD CHARLOTTESVILLE VA 229037039, CHARLOTTESVILLE, VA 22903-7039

Mortgage

Document Number	0000005256
Date	May 08, 2020
Book Page	005313/000077
Instrument	5256

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 07, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 27, 2019
Property Address	844 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7039
Document Number	0000006574
Book / Page	005184 / 000431
Instrument Date	Jun 20, 2019
Instrument	6574
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$708.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	844 DRY BRIDGE RD CHARLOTTESVILLE VA 229037039, CHARLOTTESVILLE, VA 22903-7039

Mortgage

Document Number	6575
Date	Jun 27, 2019
Book Page	005184/000434
Instrument	6575

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	844 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7039
Document Number	0000011515
Book / Page	004967 / 000237
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 DRY BRIDGE RD CHARLOTTESVILLE VA 229037039, CHARLOTTESVILLE, VA 22903-7039

Mortgage

Document Number	0000011515
Date	Oct 03, 2017
Book Page	004967/000237
Instrument	11515

Lender

Name	FULTON BK NA
Address	GLEN ALLEN, VA 23060

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 17, 2017
Property Address	844 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7039
Document Number	201700003089
Map Reference	DB 636 PG 261
Instrument Date	Mar 17, 2017
Instrument	2017-00003089
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7039

Mortgage

Document Number	201700003090
Date	Mar 17, 2017
Instrument	2017-00003090

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2024
Min Rate At Change	2.25%
Max Rate At Change	9.12%

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,186.00 (+11.2%)	$1,027,500 (+11.19%) Land $270,000 Building $757,500	$1,027,500 (+11.19%) Land $270,000 Building $757,500
2025	$8,261.00 (+18.59%)	$924,100 (+13.28%) Land $262,500 Building $661,600	$924,100 (+13.28%) Land $262,500 Building $661,600
2023	$6,966.00	$815,800 Land $225,000 Building $590,800	$815,800 Land $225,000 Building $590,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030110004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 2 of 3 on primary residences
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

844 Dry Bridge Rd, Charlottesville, VA 22903 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2017: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Dry Bridge Rd

Nearby Streets

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