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896 Dry Bridge Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 896 Dry Bridge Rd, Charlottesville, VA 22903 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,816 sqft · built 1991
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$368,500 (Jul 2017)
Tax Bill$5,396 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05700-00-00-085Z0

Property Details

APN / Parcel Number

Primary APN05700-00-00-085Z0
Alternative APN
  • 18326

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,816 sqft Finished Area
Basement Area1,816 sqft
Finished Basement1,600 sqft
Unfinished Basement216 sqft
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
DrivewayPaver Driveway

Exterior Amenities

PorchSlab
Porch Area10 sqft
Deck Area384 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Street Address896 DRY BRIDGE RD
CityCHARLOTTESVILLE
StateVA
Zip22903-7039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSKYLINE CREST 25
Legal SubdivisionSKYLINE CREST
JurisdictionALBEMARLE VA
Township / Civil DivisionSAMUEL MILLER
Census Block Group4
Census Block4017
Census Tract11000

Owner

Source: Albemarle County records · APN 05700-00-00-085Z0

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address896 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
VIRGINIA CU INC
Jul 07, 2017Grant Deed, Transfer · Conventional with PMI
VIRGINIA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2017 · Amount on Record
Deed SaleJul 07, 2017 · Amount on Record
Deed Document Number20177715
Deed Book / Page4931 / 731
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address896 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7039
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number005476/183
DateFeb 08, 2021
Book Page5476/183
Instrument2021-00002284
Lender
NameVIRGINIA CU INC
TypeCredit Union
AddressRICHMOND, VA 23225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036
Interest
Rate TypeAdjustable Rate
Rate2.37%

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateJul 07, 2017
Property Address896 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7039
Document Number0000007715
Book / Page004931 / 000731
Instrument DateJun 19, 2017
Instrument7715
Transaction TypeTransfer
Record UpdatedAug 30, 2017
Title CompanyCHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$368.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address896 DRY BRIDGE RD CHARLOTTESVILLE VA 229037039, CHARLOTTESVILLE, VA 22903-7039

Mortgage

Document Number7716
DateJul 07, 2017
Book Page004931/000735
Instrument7716
Lender
NameVIRGINIA CU
TypeCredit Union
AddressRICHMOND, VA 23225
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 06, 2047

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,396.00 (+12.6%)$603,600 (+22.73%) Land $180,000 Building $423,600$603,600 (+22.73%) Land $180,000 Building $423,600
2025$4,792.00 (+14.12%)
2023$4,199.00$491,800 Land $150,000 Building $341,800$491,800 Land $150,000 Building $341,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030110004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
2 of 3 on primary residences
Nearby Flood Claims4 (2010–2018)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2018, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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