788 Dry Bridge Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 788 Dry Bridge Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,790 sqft · built 1991
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (May 2022)
Tax Bill	$6,503 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05700-00-00-048C0`

Property Details

APN / Parcel Number

Primary APN	`05700-00-00-048C0`
Alternative APN	`18177`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,790 sqft Finished Area
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	572 sqft
Carport	Carport
Carport Area	572 sqft

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	903 sqft
Patio Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	788 DRY BRIDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-7038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE TRACT A
Legal Tract	A
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4021
Census Tract	11000

Owner

Source: Albemarle County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	788 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Nov 18, 2009 · Amount on Record
Deed Document Number	20225753
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 12, 2022
Property Address	788 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7038
Document Number	202200005753
Map Reference	MB 1164 PG 459
Instrument Date	May 6, 2022
Instrument	202200005753
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	788 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7038

Mortgage

Document Number	202200005754
Date	May 12, 2022
Instrument	202200005754

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,503.00 (+1.59%)	$727,400 (+1.59%) Land $180,000 Building $547,400	$727,400 (+1.59%) Land $180,000 Building $547,400
2025	$6,401.00 (+19.91%)	$716,000 (+14.54%) Land $175,000 Building $541,000	$716,000 (+14.54%) Land $175,000 Building $541,000
2023	$5,338.00	$625,100 Land $150,000 Building $475,100	$625,100 Land $150,000 Building $475,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEACOCK HILL SUBDIVISION private · serves 475 people · EPA ID VA2003650
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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