Albemarle County property record for 741 Dry Bridge Rd, Charlottesville, VA 22903 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,484 sqft · built 2002 |
| Lot Size | 4.67 acres (203,425 sqft) |
| Owner | Individual Name on File |
| Last Sale | $413,000 (Oct 2018) |
| Tax Bill | $5,920 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05700-00-00-049A3 |
| Primary APN | 05700-00-00-049A3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Finished Area |
| Basement Area | 1,484 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 984 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 203,425 sqft (4.67 acres) |
| Porch | Slab |
| Porch Area | 700 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 741 DRY BRIDGE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-7038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE PARCEL Y |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 11000 |
Source: Albemarle County records · APN 05700-00-00-049A3
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 741 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MTG |
| Dec 20, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Oct 18, 2018 | Grant Deed, Transfer · Conventional with PMI BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2018 · Amount on Record |
| Deed Sale | Oct 18, 2018 · Amount on Record |
| Prior Sale | May 03, 2013 · Amount on Record |
| Deed Document Number | 201811713 |
| Deed Book / Page | 5105 / 774 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 741 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7038 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300008967 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 202300008967 |
| Name | UNIVERSITY OF VIRGINIA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTESVILLE, VA 22901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 741 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7038 |
| Document Number | 0000003058 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 741 DRY BRIDGE RD CHARLOTTESVILLE VA 229037038, CHARLOTTESVILLE, VA 22903-7038 |
| Document Number | 0000003058 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 005289/000697 |
| Instrument | 3058 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 17, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 741 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7038 |
| Document Number | 0000000833 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2019 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 741 DRY BRIDGE RD CHARLOTTESVILLE VA 229037038, CHARLOTTESVILLE, VA 22903-7038 |
| Document Number | 0000000833 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 005133/000112 |
| Instrument | 833 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23219-4079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Oct 18, 2018 |
| Property Address | 741 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7038 |
| Document Number | 0000011713 |
| Book / Page | 005105 / 000774 |
| Instrument Date | Oct 02, 2018 |
| Instrument | 11713 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 741 DRY BRIDGE RD CHARLOTTESVILLE VA 229037038, CHARLOTTESVILLE, VA 22903-7038 |
| Document Number | 11714 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 005105/000777 |
| Instrument | 11714 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2048 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,920.00 (+11.11%) | $662,200 (+26.76%) Land $212,400 Building $449,800 | $662,200 (+26.76%) Land $212,400 Building $449,800 |
| 2025 | $5,328.00 (+19.44%) | ||
| 2023 | $4,461.00 | $522,400 Land $177,000 Building $345,400 | $522,400 Land $177,000 Building $345,400 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030110004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Nearby Flood Claims | 4 (2010–2018) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2018, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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