843 Nutmeg Ln, Findlay, OH 45840 Property Records

Hancock County property record for 843 Nutmeg Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,476 sqft · built 1989
Lot Size	0.419 acres (18,260 sqft)
Owner	Individual Name on Record
Last Sale	$166,500 (Sep 1989)
Tax Bill	$3,422 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1011-094-05-001.000`

Property Details

APN / Parcel Number

Primary APN	`1011-094-05-001.000`
Alternative APN	`630001004048`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,476 sqft Living Area
1st Floor Area	1,336 sqft
2nd Floor Area	1,140 sqft
Basement Area	1,140 sqft
Finished Basement	1,140 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,260 sqft (0.419 acres)
Lot Dimensions	166 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	843 NUTMEG LN
City	FINDLAY
State	OH
Zip	45840-7424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE RIDGE SUB LOT 15
Legal Subdivision	PINE RIDGE SUB
Legal Lot Number	15
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3005
Census Tract	700

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	843 NUTMEG LN, FINDLAY, OH 45840-7424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Survivorship Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 8, 2022	Affidavit of Death of Joint Tenant, Transfer
Mar 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1989 · Amount on Record
Deed Sale	Sep 1, 1989 · Amount on Record
Prior Sale	Mar 8, 1989 · Amount on Record
Last Transfer Date	Dec 1, 2022
Transfer Doc	02599/4129
Record Updated	Sep 20, 2026

December 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 8, 2022
Property Address	843 NUTMEG LN, FINDLAY, OH 45840-7424
Document Number	02599/4131
Book / Page	2599 / 4131
Instrument Date	Dec 1, 2022
Instrument	202200010660
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 NUTMEG LN, FINDLAY, OH 45840-7424

Mortgage

Document Number	202200010661
Date	Dec 8, 2022
Instrument	202200010661

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HANCOCK OH
Recording Date	Dec 8, 2022
Property Address	843 NUTMEG LN, FINDLAY, OH 45840-7424
Document Number	02599/4129
Book / Page	2599 / 4129
Instrument Date	Nov 29, 2022
Instrument	202200010659
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	843 NUTMEG LN, FINDLAY, OH 45840-7424
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2534/1888
Date	Mar 14, 2018
Book Page	2534/1888
Instrument	201800001889

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	843 NUTMEG LN, FINDLAY, OH 45840-7424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GOLDEN KEY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2533/1148
Date	Feb 13, 2018
Book Page	2533/1148
Instrument	201800001163

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	843 NUTMEG LN, FINDLAY, OH 45840-7424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GOLDEN KEY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2575/4717
Date	Nov 30, 2020
Book Page	2575/4717
Instrument	202000012102

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	843 NUTMEG LN, FINDLAY, OH 45840-7424
Transaction Type	Mortgage
Record Updated	Mar 23, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2566/866
Date	Mar 5, 2020
Book Page	2566/866
Instrument	202000001936

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Van Buren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,422.00 (+9.22%) Homeowner's exemption	$115,420 (+15.02%) Land $18,910 Building $96,510	$329,770 (+15.01%) Land $54,020 Building $275,750
2024	$3,133.00 (+0.48%)	$100,350 (-) Land $16,440 Building $83,910
2023	$3,118.00 Homeowner's exemption	$100,350 Land $16,440 Building $83,910
2022			$286,720 Land $46,970 Building $239,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1978–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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