827 Nutmeg Ln, Findlay, OH 45840 Property Records

Hancock County property record for 827 Nutmeg Ln, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,444 sqft · built 1989
Lot Size0.381 acres (16,601 sqft)
Owner2 Individual Names on File
Last Sale$159,500 (Mar 1989)
Tax Bill$3,155 (2025)
Deeds & MortgagesApr 2020 Mortgage
Nov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN1011-094-05-005.000

Property Details

APN / Parcel Number

Primary APN1011-094-05-005.000
Alternative APN
  • 630001004052

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,444 sqft Living Area
1st Floor Area1,292 sqft
2nd Floor Area1,152 sqft
Basement Area1,292 sqft
Unfinished Basement1,292 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area16,601 sqft (0.381 acres)
Lot Dimensions166 ft deep x 100 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area200 sqft
Deck Area245 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address827 NUTMEG LN
CityFINDLAY
StateOH
Zip45840-7424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE RIDGE SUB LOT 19
Legal SubdivisionPINE RIDGE SUB
Legal Lot Number19
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group3
Census Block3005
Census Tract700

Owner

827 Nutmeg Ln is owned and occupied by two individuals who bought it in March 1989.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address827 NUTMEG LN, FINDLAY, OH 45840-7424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2020Deed of Trust, Mortgage
FIFTH THIRD BANK
Nov 8, 2018Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NORTHERN OHIO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 1989 · Amount on File
Deed SaleMar 1, 1989 · Amount on File
Prior SaleAug 15, 1988 · Amount on File
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address827 NUTMEG LN, FINDLAY, OH 45840-7424
Transaction TypeMortgage
Record UpdatedMay 7, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2567/2257
DateApr 16, 2020
Book Page2567/2257
Instrument202000003241
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount on Record
Term240 Months
DueApr 1, 2040

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address827 NUTMEG LN, FINDLAY, OH 45840-7424
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2548/0285
DateNov 8, 2018
Book Page2548/0285
Instrument201800009354
Lender
NameFIFTH THIRD BANK NORTHERN OHIO
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueOct 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 827 Nutmeg Ln was $3,155 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictVan Buren Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,155.00$106,420 Land $17,190 Building $89,230$304,060 Land $49,110 Building $254,950
2023$2,875.00 Homeowner's exemption$92,540 Land $14,950 Building $77,590
2022$264,390 Land $42,700 Building $221,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 Nutmeg Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims10 (1978–2024)
Claims Outside the SFHA1 of 10
Most Recent ClaimJul 2024 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Nutmeg Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 50
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
HDER Link
Fixed Wireless
100 / 100
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Amplex Wireless.

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