823 Nutmeg Ln, Findlay, OH 45840 Property Records

Hancock County property record for 823 Nutmeg Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,886 sqft · built 1989
Lot Size	0.423 acres (18,426 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,766 (Jul 2026)
Tax Bill	$3,031 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-094-05-006.000`

Property Details

APN / Parcel Number

Primary APN	`1011-094-05-006.000`
Alternative APN	`630001004053`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,886 sqft Living Area
1st Floor Area	1,886 sqft
Basement Area	1,886 sqft
Finished Basement	1,886 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,426 sqft (0.423 acres)
Lot Dimensions	166 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	823 NUTMEG LN
City	FINDLAY
State	OH
Zip	45840-7424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE RIDGE SUB LOT 20
Legal Subdivision	PINE RIDGE SUB
Legal Lot Number	20
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3005
Census Tract	700

Owner

Source: Hancock County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 NUTMEG LN, FINDLAY, OH 45840-7424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jul 25, 2018	Intrafamily Transfer, Transfer
Jul 27, 2018	Intrafamily Transfer, Transfer
Jan 23, 2018	Trustee's Deed, Foreclosure NOT AVAILABLE, MID AM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Jul 10, 1989 · Amount on Record
Deed Document Number	20265719
Deed Book / Page	2631 / 3121
Prior Transfer Date	Dec 10, 2004
Prior Transfer Doc	0000018231
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 29, 2026
Property Address	823 NUTMEG LN, FINDLAY, OH 45840-7424
Document Number	0000005719
Book / Page	2631 / 3121
Instrument Date	Jul 16, 2026
Instrument	20265719
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115,372.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	823 NUTMEG LN, FINDLAY, OH 45840-7424

Mortgage

Document Number	0000005720,
Date	Jul 29, 2026
Instrument	20265720

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jul 25, 2018
Property Address	823 NUTMEG LN, FINDLAY, OH 45840-7424
Document Number	02542/0943
Book / Page	2542 / 0943
Map Reference	VOL15 PG10
Instrument Date	Jul 20, 2018
Instrument	201800006053
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jul 27, 2018
Property Address	823 NUTMEG LN, FINDLAY, OH 45840-7424
Document Number	02542/1356
Book / Page	2542 / 1356
Map Reference	VOL15 PG10
Instrument Date	Jul 20, 2018
Instrument	201800006149
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 23, 2018
Property Address	823 NUTMEG LN, FINDLAY, OH 45840-7424
Document Number	02532/1450
Book / Page	2532 / 1450
Map Reference	VOL337 PG678
Instrument Date	Jan 17, 2018
Instrument	201800000591
Transaction Type	Foreclosure
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, MID AM TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10150 STATE ROUTE 103, ARLINGTON, OH 45814-9738

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Van Buren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,031.00 (+9.19%) Homeowner's exemption	$102,240 (+15.01%) Land $19,080 Building $83,160	$292,100 (+15%) Land $54,510 Building $237,590
2024	$2,776.00 (+0.51%)	$88,900 (-) Land $16,590 Building $72,310
2023	$2,762.00 Homeowner's exemption	$88,900 Land $16,590 Building $72,310
2022			$254,000 Land $47,400 Building $206,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1978–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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