826 Nutmeg Ln, Findlay, OH 45840 Property Records

Hancock County property record for 826 Nutmeg Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,184 sqft · built 1989
Lot Size	0.4 acres (17,428 sqft)
Owner	Individual Name on File
Last Sale	$202,500 (May 2011)
Tax Bill	$3,222 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1011-094-03-027.000`

Property Details

APN / Parcel Number

Primary APN	`1011-094-03-027.000`
Alternative APN	`630001004059`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	960 sqft
Finished Basement	480 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,428 sqft (0.4 acres)
Lot Dimensions	166 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	364 sqft
Patio Area	352 sqft
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	826 NUTMEG LN
City	FINDLAY
State	OH
Zip	45840-7423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE RIDGE SUB LOT 26
Legal Subdivision	PINE RIDGE SUB
Legal Lot Number	26
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3000
Census Tract	700

Owner

826 Nutmeg Ln is owned and occupied by an individual who bought it in May 2011.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	826 NUTMEG LN, FINDLAY, OH 45840-7423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2011 · Amount on File
Deed Sale	May 18, 2011 · Amount on File
Prior Sale	Jan 8, 2001 · Amount on File
Deed Document Number	20114375
Deed Book / Page	2398 / 975
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	826 NUTMEG LN, FINDLAY, OH 45840-7423
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 NUTMEG LN, FINDLAY, OH 45840-7423

Mortgage

Document Number	02591/5562
Date	Feb 23, 2022
Book Page	2591/5562
Instrument	202200001614

Lender

Name	PREMIER BANK
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	826 NUTMEG LN, FINDLAY, OH 45840-7423
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2513/1000
Date	Jan 25, 2017
Book Page	2513/1000
Instrument	201700000817

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 826 Nutmeg Ln was $3,222 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Van Buren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,222.00	$108,680 Land $18,050 Building $90,630	$310,510 Land $51,570 Building $258,940
2023	$2,936.00 Homeowner's exemption	$94,500 Land $15,690 Building $78,810
2022			$270,000 Land $44,840 Building $225,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 826 Nutmeg Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1978–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 Nutmeg Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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