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8404 Laredo St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8404 Laredo St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,984 sqft · built 2014
Lot Size0.354 acres (15,420 sqft)
Owner2 Trust Names on File
Last Sale$420,000 (Jun 2023)
Tax Bill$3,982 (2024)
Deeds & MortgagesApr 2026 Sale
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN17-2S-26-2750-03600-0290

Property Details

APN / Parcel Number

Primary APN17-2S-26-2750-03600-0290
Alternative APN
  • S262172750036000290

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,984 sqft Living Area
Gross Area2,785 sqft
1st Floor Area1,984 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area15,420 sqft (0.354 acres)
Lot Dimensions138 ft deep x 112 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area207 sqft
Patio Area156 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8404 LAREDO ST
CityNAVARRE
StateFL
Zip32566-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPARCEL A DES AS: BEG AT SW CORN LOT 29 BLK 36 OF NAVARRE 2ND ADD ON N R/W OF LAREDO ST & E R/W OF FRONTERA THN N8*03' 17E ON E R/W 146 FT TO N LN OF LOT 29 THN S81*56'43E 111 FT THN S8*3'17W 130.29 FT THN N90*0'W 112.10 FT TO POB AS DES IN OR 4408 PG
Legal Range26W
Legal Township2S
Legal Section17
Legal SubdivisionNAVARRE 2ND ADD
Legal Block36
Legal Lot Number29
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1000
Census Tract10825

Owner

8404 Laredo St is held in a trust since April 2026.

Source: Santa Rosa County records, as of May 21, 2026

Owner of Record2 Trust Names on File
Mailing Address8204 SUNSET RANCH LN, BAKER, FL 32531-7268
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 26, 2023Warranty Deed, Transfer
THE CLOSING TABLE, THE CLOSING AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2023 · Amount on File
Deed SaleJun 26, 2023 · Amount on File
Prior SaleFeb 3, 2014 · Amount on File
Deed Document Number202328267
Deed Book / Page4408 / 1666
Last Transfer DateApr 21, 2026
Transfer Doc0000021098
Record UpdatedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateApr 28, 2026
Property Address8404 LAREDO ST, NAVARRE, FL 32566-1026
Document Number0000021098
Book / Page4737 / 678
Instrument DateApr 21, 2026
Instrument202621098
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address8204 SUNSET RANCH LN, BAKER, FL 32531-7268

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 26, 2023
Property Address8404 LAREDO ST, NAVARRE, FL 32566-1026
Document Number0044081666
Book / Page4408 / 1666
Instrument DateJun 23, 2023
Instrument202328267
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyTHE CLOSING TABLE, THE CLOSING AGENCY

Transaction

AmountAmount on Record
Tax$2,940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8404 LAREDO ST, NAVARRE, FL 32566-1026

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8204 LAWSON LN, BAKER, FL 32531-7268

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$341,677 (+2.01%) Land $67,864 Building $273,813$341,677 (+2.01%) Land $67,864 Building $273,813
2024$3,982.00 (+60.76%)$334,938 (+37.48%) Land $67,864 Building $267,074$334,938 (-0.7%) Land $67,864 Building $267,074
2023$2,477.00 (+2.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$243,631 (+3%)$337,289 (+12.44%) Land $59,880 Building $277,409
2022$2,410.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$236,535$299,962 Land $49,900 Building $250,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8404 Laredo St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 136 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies162 units insured
incl. 26 condo units
Nearby Flood Claims15 (1995–2024)
Claims Outside the SFHA5 of 15
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8404 Laredo St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cox Communications.

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