840 Stonecastle Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 840 Stonecastle Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 5,726 sqft · built 2007
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on Record
Tax Bill	$17,396 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T070300630`

Property Details

APN / Parcel Number

Primary APN	`T070300630`
Alternative APN	`2-0043-A135-00-0007.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	5,726 sqft Living Area
Gross Area	8,578 sqft
1st Floor Area	3,726 sqft
Basement Area	3,714 sqft
Finished Basement	2,000 sqft
Unfinished Basement	1,714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	139,392 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	1,138 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	558 sqft

Location & Zoning

Account Number	T070300630
Street Address	840 STONECASTLE CT
City	O FALLON
State	MO
Zip	63366-4768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECASTLE LOT 7
Legal Subdivision	STONECASTLE
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	312095

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	840 STONECASTLE CT, O FALLON, MO 63366-4768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Nov 27, 2019	Quit Claim Deed, Transfer BANK OF OLD MONROE
Aug 28, 2019	Loan Modification, Mortgage · Line of Credit BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019
Deed Sale	Sep 10, 2019
Prior Sale	Dec 5, 2012 · Amount on Record
Deed Document Number	2019489810
Deed Book / Page	7139 / 780
Last Transfer Date	Nov 6, 2019
Transfer Doc	0071900709
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	840 STONECASTLE CT, O FALLON, MO 63366-4768
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 STONE CASTLE COURT, ST PAUL, MI

Mortgage

Document Number	0000101794
Date	Dec 17, 2021
Instrument	2021R-101794

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	840 STONECASTLE CT, O FALLON, MO 63366-4768
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 STONECASTLE CT, SAINT PAUL, MO 63366-4768

Mortgage

Document Number	2021R089956
Date	Nov 1, 2021
Instrument	2021R-089956

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 27, 2019
Property Address	840 STONECASTLE CT, O FALLON, MO 63366-4768
Document Number	0071900709
Book / Page	007190 / 000709
Instrument Date	Nov 6, 2019
Instrument	684230
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	840 STONECASTLE CT ST PAUL MO 633664768, ST PAUL, MO 63366-4768

Mortgage

Document Number	71900711
Date	Nov 27, 2019
Book Page	007190/000711
Instrument	684240

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2034

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	840 STONECASTLE CT, O FALLON, MO 63366-4768
Document Number	0071372177
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	840 STONECASTLE CT ST PAUL MO 633664768, ST PAUL, MO 63366-4768

Mortgage

Document Number	0071372177
Date	Sep 6, 2019
Book Page	007137/002177
Instrument	483130

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,330 (-)	$1,501,735 (-) Land $240,000 Building $1,261,735
2025	$17,396.00 (+6%)	$285,330 (+9.03%)	$1,501,735 (+9.03%) Land $240,000 Building $1,261,735
2024	$16,411.00
2023		$261,702
2022			$1,377,377 Land $240,000 Building $1,137,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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