810 Stonecastle Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 810 Stonecastle Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.5 ba · 5,188 sqft · built 2007
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on File
Last Sale	$554,610 (Dec 2016)
Tax Bill	$10,787 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T070300627`

Property Details

APN / Parcel Number

Primary APN	`T070300627`
Alternative APN	`2-0043-A135-00-0004.0000000`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,188 sqft Living Area
Gross Area	6,557 sqft
1st Floor Area	2,888 sqft
Basement Area	2,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	131,116 sqft (3.01 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	781 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Location & Zoning

Account Number	T070300627
Street Address	810 STONECASTLE CT
City	O FALLON
State	MO
Zip	63366-4768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECASTLE LOT 4
Legal Subdivision	STONECASTLE
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	312095

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	810 STONECASTLE CT, O FALLON, MO 63366-4768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2016 · Amount on Record
Deed Sale	Dec 16, 2016 · Amount on Record
Prior Sale	Feb 4, 2014 · Amount on Record
Deed Document Number	201684956
Deed Book / Page	6669 / 2338
Prior Transfer Date	Feb 25, 2008
Prior Transfer Doc	0049400203
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	810 STONECASTLE CT, O FALLON, MO 63366-4768
Transaction Type	Mortgage
Record Updated	Nov 13, 2025
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 STONECASTLE CT, O FALLON, MO 63366-4768

Mortgage

Document Number	0000048213
Date	Oct 29, 2025
Instrument	2025R-048213

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	810 STONECASTLE CT, O FALLON, MO 63366-4768
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 STONECASTLE CT, O FALLON, MO 63366-4768

Mortgage

Document Number	0000024506
Date	Mar 19, 2021
Instrument	2021R-024506

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	810 STONECASTLE CT, O FALLON, MO 63366-4768
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071601146
Date	Oct 10, 2019
Book Page	7160/1146
Instrument	20191010000569430

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	810 STONECASTLE CT, O FALLON, MO 63366-4768
Document Number	0072052055
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	810 STONECASTLE CT O FALLON MO 633664768, O FALLON, MO 63366-4768

Mortgage

Document Number	0072052055
Date	Dec 26, 2019
Book Page	007205/002055
Instrument	744590

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	SAINT LOUIS, MO 63128

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,787.00 (+5.08%)	$176,940 (+8.08%)	$931,267 (+8.08%) Land $225,750 Building $705,517
2024	$10,266.00
2023		$163,715
2022			$861,664 Land $225,750 Building $635,914

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Gateway Fiber Holdings, Wisper ISP.

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