815 Stonecastle Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 815 Stonecastle Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details2 bd · 5.5 ba · 7,366 sqft · built 2016
Lot Size3.01 acres (131,116 sqft)
Owner2 Company Names on File
Last Sale$1,155,000 (Jul 2017)
Tax Bill$17,482 (2025)
Deeds & MortgagesMay 2019 Line of Credit
May 2017 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APNT070300633

Property Details

APN / Parcel Number

Primary APNT070300633
Alternative APN
  • 2-0043-A135-00-0010.0000000

Interior

Bedrooms2 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area7,366 sqft Living Area
Gross Area8,847 sqft
1st Floor Area3,882 sqft
Basement Area3,860 sqft
Finished Basement3,484 sqft
Unfinished Basement376 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialBrick
Lot Area131,116 sqft (3.01 acres)
Garage TypeAttached
Garage Area1,105 sqft
Parking Spaces6 Parking Spaces

Location & Zoning

Account NumberT070300633
Street Address815 STONECASTLE CT
CityO FALLON
StateMO
Zip63366-4768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONECASTLE LOT 10
Legal SubdivisionSTONECASTLE
Legal Lot Number10
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2000
Census Tract312095

Owner

815 Stonecastle Ct is owned by a company that bought it in July 2017.

Source: St. Charles County records, as of August 13, 2025

Owner of Record2 Company Names on File
Mailing Address815 STONECASTLE CT, O FALLON, MO 63366-4768
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 13, 2019Deed of Trust, Mortgage · Line of Credit
ST LOUIS BANK
May 16, 2017Deed of Trust, Mortgage · Construction Mortgage
THE MISSOURI BANK
Apr 6, 2020Deed of Trust, Mortgage
FIRST ST BK/ST CHARLES
Jul 14, 2017Quit Claim Deed, Transfer
FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2017 · Amount on File
Deed SaleJul 14, 2017 · Amount on File
Prior SaleSep 28, 2016 · Amount on File
Deed Document Number2017434240
Deed Book / Page6774 / 2007
Prior Transfer DateJul 7, 2017
Prior Transfer Doc0067742007
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address815 STONECASTLE CT, O FALLON, MO 63366-4768
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070730734
DateMay 13, 2019
Book Page7073/0734
Instrument20190513000226520
Lender
NameST LOUIS BANK
TypeBank
AddressCHESTERFIELD, MO 63017
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address815 STONECASTLE CT, O FALLON, MO 63366-4768
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067441032
DateMay 16, 2017
Book Page6744/1032
Instrument20170516000300090
Lender
NameTHE MISSOURI BANK
TypeBank
AddressWARRENTON, MO 63383
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term6 Months
DueNov 5, 2017

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address815 STONECASTLE CT, O FALLON, MO 63366-4768
Document Number0072710832
Instrument DateApr 6, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyFREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address815 STONECASTLE CT O FALLON MO 633664768, O FALLON, MO 63366-4768

Mortgage

Document Number0072710832
DateApr 16, 2020
Book Page007271/000832
Instrument235820
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount on Record
Term360 Months
DueApr 15, 2050

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJul 14, 2017
Property Address815 STONECASTLE CT, O FALLON, MO 63366-4768
Document Number0067742007
Book / Page006774 / 002007
Instrument DateJul 7, 2017
Instrument434240
Transaction TypeTransfer
Record UpdatedJul 28, 2017
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address815 STONECASTLE CT ST PETERS MO 633664768, ST PETERS, MO 63366-4768

Mortgage

Document Number67742009
DateJul 14, 2017
Book Page006774/002009
Instrument434250
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount on Record
Term360 Months
DueJul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 815 Stonecastle Ct was $17,482, up 7% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,482.00 (+6.98%)$286,744$1,509,181 Land $225,750 Building $1,283,431
2024$16,341.00
2023$260,588
2022$1,371,521 Land $225,750 Building $1,145,771

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 Stonecastle Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2019–2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Stonecastle Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Gateway Fiber, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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