820 Stonecastle Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 820 Stonecastle Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,110 sqft · built 2019
Lot Size	3.16 acres (137,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Jun 2017)
Tax Bill	$15,910 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T070300628`

Property Details

APN / Parcel Number

Primary APN	`T070300628`
Alternative APN	`2-0043-A135-00-0005.0000000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,110 sqft Living Area
Basement Area	3,110 sqft
Finished Basement	2,300 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick
Lot Area	137,650 sqft (3.16 acres)
Garage Type	Attached
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	T070300628
Old Parcel Number	T070300628
Street Address	820 STONECASTLE CT
City	O FALLON
State	MO
Zip	63366-4768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECASTLE LOT 5
Legal Range	02E
Legal Township	47N
Legal Subdivision	STONECASTLE
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1386 S 5TH ST, SAINT CHARLES, MO 63301-2444
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit CNB ST LOUIS BANK
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit CNB ST LOUIS BANK
Mar 13, 2019	Deed of Trust, Mortgage · Construction Mortgage CITIZENS NATL BANK OF GREATER ST LOUIS
Jun 12, 2017	Warranty Deed, Transfer STONECASTLE DEV LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	0067571562
Deed Book / Page	6757 / 1562
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	820 STONECASTLE CT, O FALLON, MO 63366-4768
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 STONECASTLE CT, SAINT PAUL, MO 63366-4768

Mortgage

Document Number	0000059433
Date	Nov 1, 2022
Instrument	2022R-059433

Lender

Name	CNB ST LOUIS BANK
Type	Bank
Address	SAINT CHARLES, MO 63303

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	820 STONECASTLE CT, O FALLON, MO 63366-4768
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 STONECASTLE CT, COTTLEVILLE, MO 63366-4768

Mortgage

Document Number	2021R073984
Date	Sep 2, 2021
Instrument	2021R-073984

Lender

Name	CNB ST LOUIS BANK
Type	Bank
Address	SAINT LOUIS, MO 63143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	820 STONECASTLE CT, O FALLON, MO 63366-4768
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070451720
Date	Mar 13, 2019
Book Page	7045/1720
Instrument	20190313000110130

Lender

Name	CITIZENS NATL BANK OF GREATER ST LOUIS
Type	Bank
Address	SAINT CHARLES, MO 63303

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 12, 2017
Property Address	820 STONECASTLE CT, O FALLON, MO 63366-4768
Document Number	0067571562
Book / Page	006757 / 001562
Instrument Date	Jun 6, 2017
Instrument	356970
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1386 S 5TH ST ST CHARLES MO 633012444, ST CHARLES, MO 63301-2444

Mortgage

Document Number	67571564
Date	Jun 12, 2017
Book Page	006757/001564
Instrument	356980

Lender

Name	STONECASTLE DEV LLC
Address	960 STONECASTLE DR, ST PAUL, MO 63366-4765

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,910.00	$260,967 (+36.9%)	$1,373,520 (+36.9%) Land $237,000 Building $1,136,520
2023		$190,622
2022			$1,003,271 Land $237,000 Building $766,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Wisper ISP.

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