840 River Trace Ct, Suwanee, GA 30024 Property Records

Forsyth County property record for 840 River Trace Ct, Suwanee, GA 30024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,352 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Jul 2024)
Tax Bill	$6,485 (2023)
Deeds & Mortgages	Jul 2023 Second Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`204-000-085`

Property Details

APN / Parcel Number

Primary APN	`204-000-085`
Alternative APNs	`0000150078` `204 085`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,352 sqft Living Area
1st Floor Area	1,745 sqft
Basement Area	1,745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	87,120 sqft
View / Lot	River
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000150078
Street Address	840 RIVER TRACE CT
City	SUWANEE
State	GA
Zip	30024-6857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2R
Legal Description	2-1 864 LT 57 PH2 RIVERMI ST
Legal Subdivision	RIVERMIST
Legal Phase	2
Legal Block	2
Legal Lot Number	57
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	2
Census Block	2000
Census Tract	130611

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	840 RIVER TRACE CT, SUWANEE, GA 30024-6857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 9, 2020	Grant Deed, Transfer · Conventional with PMI BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	Jan 7, 2020 · Amount on Record
Deed Book / Page	11311 / 257
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	840 RIVER TRACE CT, SUWANEE, GA 30024-6857
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 RIVER TRACE CT, SUWANEE, GA 30024-6857

Mortgage

Document Number	0110430000000532
Date	Jul 13, 2023
Book Page	0000011043/0000000532

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2043

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Jan 9, 2020
Property Address	840 RIVER TRACE CT, SUWANEE, GA 30024-6857
Document Number	0091750670
Book / Page	009175 / 000670
Instrument Date	Jan 7, 2020
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 RIVER TRACE CT SUWANEE GA 300246857, SUWANEE, GA 30024-6857

Mortgage

Document Number	91750672
Date	Jan 9, 2020
Book Page	009175/000672

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10006

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,024 (+21.85%) Land $84,000 Building $285,024	$922,560 (+21.85%) Land $210,000 Building $712,560
2023	$6,485.00 (+4.24%) Homeowner's exemption	$302,844 (+49%) Land $74,000 Building $228,844	$757,110 (+49%) Land $185,000 Building $572,110
2022	$6,221.00 Homeowner's exemption	$203,256 Land $40,000 Building $163,256	$508,140 Land $100,000 Building $408,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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