84 Willard Rd, Massena, NY 13662 Property Records

St. Lawrence County and Louisville Town property record for 84 Willard Rd, Massena, NY 13662

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1956
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Nov 2024)
Tax Bill	$2,271 (2026)
Deeds & Mortgages	May 2025 Mortgage Nov 2024 Sale & Mortgage
APN	`405289 15.041-1-18`

Property Details

APN / Parcel Number

Primary APN	`405289 15.041-1-18`
Alternative APN	`528901504100010180000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	22,216 sqft (0.51 acres)
Lot Width	75 ft Width
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	405289 15.041-1-18
Street Address	84 WILLARD RD
City	MASSENA
State	NY
Zip	13662-3478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	LOUISVILLE
Census Block Group	2
Census Block	2018
Census Tract	490400

Owner

Source: St. Lawrence County and Louisville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	84 WILLARD RD, MASSENA, NY 13662-3478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage MASSENA SLA
Nov 25, 2024	Deed, Transfer · Conventional Mortgage MASSENA SLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on Record
Deed Sale	Nov 25, 2024 · Amount on Record
Prior Sale	Aug 17, 1999 · Amount on Record
Deed Document Number	202413364
Last Transfer Date	Apr 14, 2025
Transfer Doc	0000005415
Record Updated	Oct 29, 2026

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LAWRENCE NY
Recording Date	May 5, 2025
Property Address	84 WILLARD RD, MASSENA, NY 13662-3478
Document Number	0000005415
Instrument Date	May 5, 2025
Instrument	R-2025-00005415
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 WILLARD RD, MASSENA, NY 13662-3478

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	84 WILLARD RD, MASSENA, NY 13662-3478

Mortgage

Document Number	0000005417
Date	May 5, 2025
Instrument	R-2025-00005417

Lender

Name	MASSENA SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	9.75%
Type Change Date	Jun 1, 2030
Change Frequency	5 Years
Min Rate At Change	6.75%
Max Rate At Change	12.7%
Index	Other
Max Rate	12.7%

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Nov 25, 2024
Property Address	84 WILLARD RD, MASSENA, NY 13662-3478
Document Number	0000013364
Instrument Date	Nov 18, 2024
Instrument	R-2024-00013364
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 WILLARD RD, MASSENA, NY 13662-3478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 STATE HIGHWAY 420, WINTHROP, NY 13697-3162

Mortgage

Document Number	0000013365
Date	Nov 25, 2024
Instrument	R-2024-00013365

Lender

Name	MASSENA SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	9.75%
Type Change Date	Dec 1, 2029
Change Frequency	5 Years
Min Rate At Change	6.75%
Max Rate At Change	12.7%
Index	5-Year TN
Max Rate	12.7%

Tax Assessment & Valuation

Source: St. Lawrence County and Louisville Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Louisville Town
Unified School District	Massena Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,271.00 (+7.89%)
2025	$2,105.00 (+36.33%)	$98,000 (+88.46%) Land $21,800 Building $76,200	$98,000 (+13.08%) Land $21,800 Building $76,200
2024	$1,544.00 Homeowner's exemption	$52,000 (-) Land $7,600 Building $44,400	$86,667 (+8.33%) Land $12,667 Building $74,000
2023		$52,000 Land $7,600 Building $44,400	$80,000 Land $11,692 Building $68,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1999–2014)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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