80 Willard Rd, Massena, NY 13662 Property Records

St. Lawrence County and Louisville Town property record for 80 Willard Rd, Massena, NY 13662

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,156 sqft · built 1875
Lot Size	0.475 acres (20,724 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Jun 1995)
Tax Bill	$2,549 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2026 Sale + 1 more
APN	`405289 15.041-1-19.1`

Property Details

APN / Parcel Number

Primary APN	`405289 15.041-1-19.1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,156 sqft Living Area
1st Floor Area	916 sqft
Upper Floors Area	456 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	20,724 sqft (0.475 acres)
Lot Dimensions	157 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	405289 15.041-1-19.1
Street Address	80 WILLARD RD
City	MASSENA
State	NY
Zip	13662-3478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	19.001
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	LOUISVILLE
Census Block Group	2
Census Block	2018
Census Tract	490400

Owner

Source: St. Lawrence County and Louisville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 WILLARD RD, MASSENA, NY 13662-3478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage MASSENA SAVINGS AND LOANS ASSOCIATION
Apr 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 20, 2019	Loan Modification, Mortgage MASSENA S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 1995 · Amount on Record
Deed Sale	Jun 28, 1995 · Amount on Record
Deed Book / Page	1089 / 911
Last Transfer Date	Mar 13, 2026
Transfer Doc	0000005012
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Recording Date	Aug 24, 2026
Property Address	80 WILLARD RD, MASSENA, NY 13662-3478
Document Number	0000010273
Instrument Date	Aug 20, 2026
Instrument	202610273
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	80 WILLARD RD, MASSENA, NY 13662-3478

Mortgage

Document Number	0000010273,
Date	Aug 24, 2026
Instrument	202610273

Lender

Name	MASSENA SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Apr 28, 2026
Property Address	80 WILLARD RD, MASSENA, NY 13662-3478
Document Number	0000005012
Instrument Date	Mar 13, 2026
Instrument	20265012
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	80 WILLARD RD, MASSENA, NY 13662-3478

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LAWRENCE NY
Property Address	80 WILLARD RD, MASSENA, NY 13662-3478
Document Number	0000003552
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 WILLARD RD MASSENA NY 136623478, MASSENA, NY 13662-3478

Mortgage

Document Number	0000003552
Date	Apr 1, 2019
Instrument	3552

Lender

Name	MASSENA S&L ASSN
Type	Federal Savings Bank
Address	MASSENA, NY 13662

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Lawrence County and Louisville Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Louisville Town
Unified School District	Massena Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,549.00 (+51.37%) Homeowner's exemption Senior Citizen's exemption
2025	$1,684.00	$110,000 (+164.42%) Land $23,400 Building $86,600	$110,000 (+71.88%) Land $23,400 Building $86,600
2023		$41,600 Land $9,700 Building $31,900	$64,000 Land $14,923 Building $49,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1999–2014)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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